$625,900
3956 S FERNPARK TERRACE, INVERNESS, FL 34452
Beds
3
Baths
2
Sq Ft
1,396 sq ft
Year Built
2005
Lot Size
0.44 acres
Garage
2
About This Property
This COMPLETELY REMODELED home sits in the desirable Inverness Highlands & features 3 beds, 2 baths, a 2-car garage, 0.44 acres, & a HUGE 45x26 detached metal garage that can store TWO SEMI TRUCKS. Upon entering the sleek home, you are greeted w/ an open & spacious living room w/ cathedral ceiling, dimmer/switches, smart locks & thermostat, sliding glass doors leading to the back porch, a dining room w/ brilliant light & views, & vinyl tile throughout to exclude a tasteful & elegant feel. The tastefully remodeled kitchen boasts granite countertops w/ plenty of counter space, an enormous island that includes seating, a large farm sink, Brand New Tile Flooring, NEW smart non-fingerprint s/s appliances, gorgeous backsplash, custom wood cabinetry w/ soft close features, a lazy Susan, pull out drawers & crown molding. This split floor plan offers an owner's suite that has a large walk-in closet & normal closet & an ensuite bathroom. The light and airy owner's bath features a custom double vanity, bidet, & a custom glass walk-in shower tiled from floor to ceiling w/ hidden shelving. The sizable guest bedrooms each have large closets & a good deal of lighting. The modern & bright guest bathroom features a tub/shower combo tiled from floor to ceiling & custom glass doors, granite counters, a custom vanity, & a bidet. The exterior of the home features a screened lanai w/ impeccable views of the yard, a she-shed w/ 2 lofts, dog doors, outdoor lighting, irrigation, underground 500 gallon propane tank connected to the whole home generator, 2022/2023 solar, & a HUGE detached garage w/ 50-amp & 2 30-amps, & a RV hookup. Be sure to check out our 3D Matterport Interactive Tour and Video! Roof 2020.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From downtown Inverness, head South onto South Apopka Ave. Turn left onto East Holly Street. Make a right onto South Fernpark Ter, the home will be on your right.
Location
3956 S FERNPARK TERRACE, INVERNESS, FL 34452
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$625,900
Loan Term
How to Buy This Home
Multiple financing options available for this $625,900 home in INVERNESS.
🏛️
FHA Loan
$21,907 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$31,295 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.