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$224,900

12056 CRADOCK STREET, SPRING HILL, FL 34608

3D Tour
Active172 days on market

Beds

2

Baths

2

Sq Ft

1,096 sq ft

Year Built

1986

Lot Size

0.23 acres

Garage

1

About This Property

Beautiful and affordable!! This 2-bedroom 2 full bath SPLIT plan has so much to offer at the price point. Great curb appeal! NO flood insurance required! NO HOA fees! Over 1700 sq ft of total living space to enjoy. This home has been well cared for with NEWER windows, sliders and gorgeous TRAVERTINE TILE throughout. The VAULTED ceilings make this floorplan feel even more spacious. Living room and kitchen flow nicely together with a separate dining area, perfect for entertaining. The kitchen has a large pantry, breakfast bar and plenty of counter space. Both bedrooms are good size. The primary bedroom is a true ensuite with a walk-in closet. The one car garage is oversized for easy parking and extra storage. Step outside to the huge, SCREENED LANAI that overlooks the backyard, just under 1/4 of an ACRE. Completely FENCED! Nicely landscaped! A true ready to move in! Spring Hill is a popular area located just minutes from State Road 50, The Suncoast Parkway and some of Florida's top beaches and parks. Schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7879627
StatusActive
Year Built1986
Stories1
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionSPRING HILL
CountyHernando
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringTravertine
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Other, Private Mailbox, Sliding Doors
FencingOther, Vinyl
Lot Size0.23 acres (10,000 sq ft)
Lot Dimensions80 x 125
Lot FeaturesIn County, Landscaped
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Underground Utilities, Water Available, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$224,900
Original Price$234,900
Annual Taxes$873 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #R3232317518012300040

Directions

Take State Road 50 to S on Deltona, to E on Elgin to S on Dellbrook to street.

Location

12056 CRADOCK STREET, SPRING HILL, FL 34608

Listing Information

OfficeSIRROM REALTY LLC
ListedOctober 7, 2025

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$224,900

20% ($44,980)
6.75%

Loan Term

Principal & Interest$1,167
Property Tax (est.)$206
Insurance (est.)$150
Total Monthly$1,523
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How to Buy This Home

Multiple financing options available for this $224,900 home in SPRING HILL.

🏛️

FHA Loan

$7,872 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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