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$249,900

1148 FERNWOOD DRIVE, HOLIDAY, FL 34690

3D Tour
Active124 days on market

Beds

3

Baths

2

Sq Ft

1,113 sq ft

Year Built

1973

Lot Size

0.12 acres

Garage

0

About This Property

Located in a fantastic area of Holiday with its close proximity to Pinellas County, this three-bedroom, two-bathroom home is nicely updated and completely turn-key! New laminate flooring was just installed throughout the home ready for the new owners. The fully updated galley kitchen features level 2 granite, a full array of modern stainless-steel appliances and a breakfast nook area overlooking the backyard. The bonus room opens up even more possibilities for the indoor space and leads into the screened-in lanai and the fully fenced back yard complete with newly resealed pavers and a built-in firepit. The nicely updated bathrooms feature newer vanities and exquisite tile work. Part of the garage was converted into the 3rd bedroom but can easily be put back if a buyer so chooses. The roof and AC are newer as well, and the windows have been updated with modern double-pane impact windows. There is plenty of space for parking on the driveway, plus a storage bay garage. The laundry room is within the home and unlike other listings, the washer and dryer are INCLUDED. This home is clean, inviting and situated in an area close to parks, beaches, shopping, medical facilities and all the best that Florida has to offer. Make your appointment today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7881931
StatusActive
Year Built1973
Stories1
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionFOREST HILLS
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Stone Counters
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer, Water Softener
LaundryInside
WindowsDouble Pane Windows
CoolingCentral Air
HeatingCentral, Heat Pump

Exterior & Lot

ExteriorDog Run, Fire Pit, Private Mailbox, Private Yard
FencingFenced, Wood
Lot Size0.12 acres (5,307 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$249,900
Original Price$299,900
Annual Taxes$3,584 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningR4
Parcel #162632062D000013300

Schools

ElementarySunray Elementary-PO
MiddlePaul R. Smith Middle-PO
HighAnclote High-PO

Directions

Flora Dr east all the way down. Make a right on Chancellor Dr and that turns into Fernwood Dr

Location

1148 FERNWOOD DRIVE, HOLIDAY, FL 34690

Listing Information

OfficeSNAP REALTY LLC
ListedJanuary 12, 2026

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Home Price

$249,900

20% ($49,980)
6.75%

Loan Term

Principal & Interest$1,297
Property Tax (est.)$229
Insurance (est.)$150
Total Monthly$1,676
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $249,900 home in HOLIDAY.

🏛️

FHA Loan

$8,747 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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