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$429,900

9837 ISLAND HARBOR DRIVE, PORT RICHEY, FL 34668

3D Tour
Active257 days on market

Beds

3

Baths

2

Sq Ft

1,947 sq ft

Year Built

1977

Lot Size

0.16 acres

Garage

2

About This Property

Welcome to this beautifully maintained 3-bedroom, 2-bath home offering 1,947 square feet of living space, ideally situated on a canal in Port Richey—perfect for enjoying Florida’s relaxed waterfront lifestyle. This canal-front property is above flood level, offering added peace of mind while still delivering the benefits of true waterfront living. Enjoy direct water access ideal for kayaking, fishing, and catching crabs, making this home a dream for outdoor and coastal enthusiasts. The private in-ground pool has been thoughtfully updated with a new pool pump, resurfaced pool interior, newly installed tile, and a new handrail, creating a refreshed and inviting space for entertaining, relaxing, or enjoying quiet evenings by the water. Inside, the home offers a spacious and functional layout designed for comfortable everyday living. A new air conditioning system provides year-round comfort and efficiency. Whether you’re seeking a full-time residence or a waterfront retreat, this home delivers space, meaningful upgrades, and an exceptional canal-front setting. Conveniently located near shopping, dining, and Gulf Coast attractions, this is a rare opportunity to enjoy Florida waterfront living with confidence and comfort. Schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7882302
StatusActive
Year Built1977
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionWEST PORT SUB
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringTile
AppliancesDishwasher, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting
Lot Size0.16 acres (7,000 sq ft)
Road SurfaceAsphalt, Paved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$429,900
Original Price$475,000
Annual Taxes$4,250 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningR4
Parcel #162521098.A000.00198.0

Directions

Heading North on US-19, turn left onto Scenic Dr, turn right onto Scenic Dr, turn left onto Westport Dr, turn right onto Grace DR, turn left onto Seabreeze Dr, turn right onto Island Harbor Dr, house will be on the left.

Location

9837 ISLAND HARBOR DRIVE, PORT RICHEY, FL 34668

Listing Information

OfficeHORIZON PALM REALTY GROUP
ListedJanuary 22, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$429,900

20% ($85,980)
6.75%

Loan Term

Principal & Interest$2,231
Property Tax (est.)$394
Insurance (est.)$150
Total Monthly$2,775
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How to Buy This Home

Multiple financing options available for this $429,900 home in PORT RICHEY.

🏛️

FHA Loan

$15,047 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.

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