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$389,900

5422 CHARLES STREET, NEW PORT RICHEY, FL 34652

3D Tour
Active100 days on market

Beds

3

Baths

2

Sq Ft

1,485 sq ft

Year Built

2026

Lot Size

0.28 acres

Garage

2

About This Property

PRICE IMPROVEMENT!! BACK ON MARKET! BUYERS FINANCING FELL THROUGH. MORE THAN A 1/4 OF AN ACRE LOT! BRAND NEW 3/2/2 LOCATED IN THE CITY OF NEW PORT RICHEY. BEAUTIFUL BIG KITCHEN, SOARING CATHEDRAL CEILINGS, GREAT FLOOR PLAN. TONS OF STORAGE. BIG BACKYARD. PLENTY OF ROOM FOR A POOL AND SO MUCH MORE. Luxury vinyl throughout. 1 YEAR BUILDER WARRANTY. ENCLOSED LANIA. A MUST SEE. CLOSE TO SIMS PARK. GREAT FOR SNOW BIRDS, 1ST TIME HOME BUYERS, OR RENTAL. HARD FIND WITH A BIG LOT IN THE GOLF CART FRIENDLY DOWNTOWN NEW PORT RICHEY AREA!!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7883180
StatusActive
Year Built2026
Total Rooms3
ConstructionStucco
RoofShingle
FoundationBlock, Slab
FacesWest
SubdivisionTAMPA TARPON SPGS LAND CO
CountyPasco
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorEating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo
FlooringLuxury Vinyl
AppliancesBuilt-In Oven, Dishwasher, Disposal, Microwave, Refrigerator
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Private Mailbox, Sidewalk
Lot Size0.28 acres (12,297 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$389,900
Original Price$399,000
Annual Taxes$1,644 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMF1
Parcel #1626080010049000021

Schools

ElementaryCotee River Elementary-PO
MiddleGulf Middle-PO
HighGulf High-PO

Directions

GRAND BLVD TO CHARLES ST

Location

5422 CHARLES STREET, NEW PORT RICHEY, FL 34652

Listing Information

OfficeRE/MAX CHAMPIONS
ListedMarch 10, 2026

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Home Price

$389,900

20% ($77,980)
6.75%

Loan Term

Principal & Interest$2,023
Property Tax (est.)$357
Insurance (est.)$150
Total Monthly$2,531
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $389,900 home in NEW PORT RICHEY.

🏛️

FHA Loan

$13,647 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 21, 2026.

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