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$469,000

9816 SAN MATEO WAY, PORT RICHEY, FL 34668

3D Tour
Active102 days on market

Beds

3

Baths

2

Sq Ft

2,136 sq ft

Year Built

1979

Lot Size

0.23 acres

Garage

2

About This Property

Welcome to this beautifully updated 3-bedroom, 2-bath waterfront pool home offering 2,136 square feet of open living space in the desirable Westport community of Port Richey with direct Gulf access and no bridges. Inside, the home features a stunning open-concept floor plan highlighted by a fully remodeled designer kitchen that will impress even the most discerning buyer. The kitchen showcases quartz countertops, a massive center island with seating, custom cabinetry, stainless steel appliances, and modern finishes, making it the perfect space for cooking, entertaining, and gathering with family and friends.The spacious living areas feature luxury wood-look flooring, recessed lighting, and a beautiful wood-burning fireplace, while large windows and sliding glass doors bring in natural light and showcase the waterfront setting. The primary suite offers a stylishly updated bathroom with a large walk-in shower and modern vanity, while the additional bedrooms provide comfortable space for family or guests. Step outside and experience the Florida lifestyle. The screened-in pool and paver deck overlook a wide canal, creating the perfect setting for relaxing or entertaining. Boating enthusiasts will love the private dock and boat lift, allowing you to lower your boat and be out to the Gulf of Mexico in minutes. Whether you're searching for a full-time residence or the perfect waterfront retreat, this home delivers space, style, and the ultimate Florida boating lifestyle. Schedule your private showing today and come experience waterfront living at its best.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7883555
StatusActive
Year Built1979
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionWEST PORT SUB
CountyPasco
OwnershipFee Simple

Interior Features

InteriorAttic Fan, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters
FlooringLaminate, Tile
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryCommon Area
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorAwning(s), Courtyard, Private Mailbox, Sliding Doors
Lot Size0.23 acres (9,800 sq ft)
Lot FeaturesFloodZone
Road SurfacePaved
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground
SpaIn Ground

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Fire Hydrant, Private, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$469,000
Annual Taxes$2,926 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR4
Parcel #202516098D000000260

Directions

US19 North to WestPort to San Mateo

Location

9816 SAN MATEO WAY, PORT RICHEY, FL 34668

Listing Information

OfficeSNAP REALTY LLC
ListedMarch 4, 2026

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Preferred Time

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Home Price

$469,000

20% ($93,800)
6.75%

Loan Term

Principal & Interest$2,434
Property Tax (est.)$430
Insurance (est.)$150
Total Monthly$3,013
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How to Buy This Home

Multiple financing options available for this $469,000 home in PORT RICHEY.

🏛️

FHA Loan

$16,415 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 1, 2026.

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