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$188,500

2800 COVE CAY DRIVE UNIT 4D, CLEARWATER, FL 33760

3D Tour
Active183 days on market

Beds

2

Baths

2

Sq Ft

1,070 sq ft

Year Built

1980

Lot Size

—

Garage

—

About This Property

Back on the market buyer financing fell through. Move-in ready two bedroom two bath, 4th floor condo located in Clearwater in the well-maintained sought-after guard gated golf course community of Cove Cay. This home features an updated kitchen with wood cabinets, granite countertops, and a pantry, both bathrooms have been updated with vanities that have granite counters, the hall bath has a walk-in shower, and the primary bath has a tub/shower combo. Other resent upgrades include waterproof laminate flooring through-out the home except the baths, and the interior of the unit has been recently painted. This home offers views of the 3rd hole of the golf course from the screened-in lanai and there are no rear neighbors for added privacy. The lanai can be accessed form the living room sliding door or the primary bedroom sliding door. Included with the unit is a covered parking spot and the building has two elevators. The washer and dryer are located in the storage closet off of the lanai. The community also has its own clubhouse and a heated pool which is included in your monthly fee. Also included in the monthly fee is cable TV, internet, 24 -hour guard, sewer, trash and water.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #W7883645
StatusActive
Year Built1980
Stories7
Total Rooms5
ConstructionBlock, Stucco
RoofBuilt-Up
FoundationSlab
FacesEast
SubdivisionCOVE CAY VILLAGE IV
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Stone Counters, Walk-In Closet(s)
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorBalcony
Road SurfacePaved
ViewGolf Course
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$188,500
Original Price$208,000
Annual Taxes$3,493 (2025)
FinancingCash, Conventional
Parcel #292916187060020044

Directions

From US 19 north, after you cross over Haines Bayshore Rd, Cove Cay entrance will be on your right, procced to guard gate to get pass. Building 2800. If traveling south on US 19 exit at Whitney Rd and make a U-turn.

Location

2800 COVE CAY DRIVE UNIT 4D, CLEARWATER, FL 33760

Listing Information

OfficeKW REALTY ELITE PARTNERS
ListedMarch 6, 2026

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Home Price

$188,500

20% ($37,700)
6.75%

Loan Term

Principal & Interest$978
Property Tax (est.)$173
Insurance (est.)$150
Total Monthly$1,301
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How to Buy This Home

Multiple financing options available for this $188,500 home in CLEARWATER.

🏦

Conventional

$9,425 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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