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$239,900

5342 S ISABEL TERRACE, HOMOSASSA, FL 34446

3D Tour

Active92 days on market

Beds

Baths

Sq Ft

1,500 sq ft

Year Built

2026

Lot Size

0.34 acres

Garage

—

About This Property

"2026 New Construction on .34 Acres - No HOA - No Flood Zone." ~Take advantage of this limited-time buyer incentive—qualified buyers can lock in an incredible 1% rate buy-down for the first year, dramatically lowering your monthly payments right out of the gate. Plus, move in stress-free with a brand-new washer and dryer included at no extra cost. Eligible VA buyers may qualify for 0% down. Opportunities like this don’t last—schedule your showing today before it’s gone. Call and ask for our preferred lender to discuss your options. Whether you are retiring, downsizing, or searching for a quieter place to call home Citrus County offers the charm of Old Florida without the high prices seen in other coastal areas. Additional highlights include: Wind Zone 2 Energy Star Home with drywall construction, Brand new septic system, Public water connection Generous .34-acre lot Located just minutes from the Suncoast Parkway, you’ll have an easy commute to Tampa plus convenient access to shopping, dining, parks, boating, fishing, and golf. One or more photos have been virtually staged color may differ from photo!!

Property Overview

Property TypeResidential

Sub TypeManufactured Home

MLS #W7884587

StatusActive

Year Built2026

Total Rooms3

ConstructionOther

RoofShingle

FoundationOther

FacesNorth

SubdivisionLUCKY HILLS UNREC SUB

CountyCitrus

OwnershipFee Simple

New ConstructionYes

Interior Features

InteriorOther

FlooringLuxury Vinyl

AppliancesCooktop, Dishwasher, Microwave, Refrigerator

LaundryLaundry Room

CoolingCentral Air

HeatingCentral

SecuritySmoke Detector(s)

Exterior & Lot

ExteriorOther

Lot Size0.34 acres (14,733 sq ft)

Road SurfacePaved

Utilities

WaterPublic

SewerSeptic Tank

UtilitiesOther

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$239,900

Original Price$252,999

Annual Taxes$234 (2025)

ZoningRURMH

Parcel #17E19S3600004B0000300

Directions

USE GPS or 19 N Left on Grover Cleveland, Right on S Cedar Terrace, Right on S Arrowhead, Right on S Legend, left on W Green Acres, Right on S Canary Palm, Right on Oaklawn Left on Isabel

Location

5342 S ISABEL TERRACE, HOMOSASSA, FL 34446

Listing Information

OfficeKELLER WILLIAMS REALTY-ELITE P

ListedApril 6, 2026

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Pick a Day

Preferred Time

Home Price

$239,900

Down Payment20% ($47,980)

Interest Rate6.75%

Loan Term

Principal & Interest$1,245

Property Tax (est.)$220

Insurance (est.)$150

Total Monthly$1,615

Full Calculator →

How to Buy This Home

Multiple financing options available for this $239,900 home in HOMOSASSA.

🏛️

FHA Loan

$8,397 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 7, 2026.