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$475,000

4069 GULFVIEW DRIVE, HERNANDO BEACH, FL 34607

3D Tour
Active122 days on market

Beds

2

Baths

2

Sq Ft

1,330 sq ft

Year Built

1978

Lot Size

0.16 acres

Garage

1

About This Property

HERNANDO BEACH LIVING WITHOUT THE WATERFRONT PRICE TAG! Enjoy the coastal lifestyle from this Hernando Beach home located just minutes from the water, Gulf access points, marinas, boating, fishing, kayaking, and local waterfront dining. For buyers who want to be close to everything Hernando Beach has to offer without the higher purchase price associated with direct waterfront property, this home provides an opportunity worth seeing. A significant improvement has already been completed with a NEW ROOF IN 2025. The property also has an EXISTING FLOOD INSURANCE POLICY THAT IS TRANSFERABLE TO THE NEW OWNER, an important benefit for buyers considering a home in a coastal area. Buyer should independently verify the applicable premium, coverage, policy terms, and transfer requirements. Inside, the home offers a functional floor plan with comfortable living spaces and abundant natural light. The kitchen features ample cabinetry and workspace and connects conveniently to the main living and dining areas, creating an easy layout for everyday living and entertaining. The primary bedroom provides a dedicated retreat, while the additional bedrooms offer flexibility for family, guests, a home office, hobby space, or other needs. The location puts you close to the lifestyle that makes Hernando Beach unique. Spend your free time boating, fishing, kayaking, visiting nearby marinas and restaurants, exploring Florida's Nature Coast, or heading out toward the Gulf. Whether you're looking for a primary residence, Florida getaway, second home, or property with flexible future-use potential, this home combines location, major recent roof improvement, and proximity to the water at a price point below comparable direct-waterfront opportunities. 2025 ROOF • TRANSFERABLE FLOOD INSURANCE • HERNANDO BEACH • MINUTES FROM THE WATER • NEAR BOATING, FISHING & MARINAS • CLOSE TO WATERFRONT DINING • FLORIDA NATURE COAST LIFESTYLE Seller may consider Bitcoin (BTC), Ethereum (ETH), or USDC as part of an acceptable transaction structure, provided all cryptocurrency is converted to U.S. Dollars as required for closing and the transaction complies with applicable title, escrow, lender, brokerage, and closing requirements. Cryptocurrency acceptance is subject to mutually acceptable contract terms. All measurements, distances, property information, insurance information, and other material facts should be independently verified by buyer and buyer's agent.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7884796
StatusActive
Year Built1978
Stories1
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionGULF COAST RET
CountyHernando
OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo
FlooringTile
AppliancesConvection Oven, Dishwasher, Microwave, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Yard, Sidewalk
Lot Size0.16 acres (7,000 sq ft)
Lot FeaturesCleared, FloodZone, Level
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$475,000
Annual Taxes$1,825 (2025)
FinancingCash, Conventional, Trade, FHA, Other
ZoningR1B
Parcel #R1222316202005300030

Directions

Shoal Line Blvd. to Gulfview Dr

Location

4069 GULFVIEW DRIVE, HERNANDO BEACH, FL 34607

Listing Information

OfficeCOLDWELL BANKER WEAVER GROUP REALTY
ListedApril 14, 2026

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Home Price

$475,000

20% ($95,000)
6.75%

Loan Term

Principal & Interest$2,465
Property Tax (est.)$435
Insurance (est.)$150
Total Monthly$3,050
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How to Buy This Home

Multiple financing options available for this $475,000 home in HERNANDO BEACH.

🏛️

FHA Loan

$16,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$23,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 14, 2026.

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