$485,000
5198 S RIVERVIEW CIRCLE, HOMOSASSA, FL 34448
Beds
2
Baths
2
Sq Ft
1,362 sq ft
Year Built
1984
Lot Size
0.09 acres
Garage
2
About This Property
Welcome to waterfront living in the heart of Homosassa! Located at 5198 S. Riverview Circle in the desirable Gasparilla Cay of Riverhaven Village, this charming 2-bedroom, 2-bath, 2-car garage home offers the perfect blend of comfort, convenience, and coastal lifestyle. This property has never flooded and comes fully furnished for your convenience, just bring your toothbrush and your boat. With 1,362 living sq. ft. (1,932 total), this well-maintained home features ceramic tile flooring throughout the main areas with cozy carpet in both bedrooms. The galley-style kitchen is equipped with stainless steel appliances, recessed lighting, tile backsplash, and a sunny breakfast nook—ideal for morning coffee before heading out on the water. Both the primary and guest bedrooms offer walk-in closets, and the home is filled with natural light thanks to multiple skylights. Ceiling fans in every room add comfort year-round. Step outside and enjoy your waterfront lifestyle with a 10,000 lb boat lift, a 2021 deck (21x29), and easy access to the water—just a 15-minute ride to the Gulf. The property is designed for low maintenance with a rock yard—no grass to mow—and no neighbors across the street for added privacy. This home has never flooded and includes hurricane shutters for peace of mind. Major updates include a 2013 roof, 2021 HVAC system, and a brand-new hot water heater. The garage offers extensive shelving, providing plenty of storage space for all your tools and gear. Residents enjoy a low $50/year HOA, with an optional $1,000/year social membership granting access to resort-style amenities including a community pool, dog park, tennis courts, pickleball, and playground. Perfectly situated just minutes from local favorites like Crump’s Landing, Margaritaville and close by is the The Freezer. You’ll love the laid-back coastal vibe and fresh seafood options. Outdoor enthusiasts will appreciate the proximity to Crystal River, known for its springs, manatees, kayaking, scalloping, and world-class fishing. Whether you’re looking for a full-time residence, seasonal retreat, or waterfront getaway, this home offers the ultimate Florida lifestyle—boating, kayaking, fishing, birdwatching, and unforgettable sunsets right at your doorstep. Truly a Fisherman's paradise.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
North on US 19, left on Halls River Road, bear left on Riverview and right on Riverview Circle
Location
5198 S RIVERVIEW CIRCLE, HOMOSASSA, FL 34448
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$485,000
Loan Term
How to Buy This Home
Multiple financing options available for this $485,000 home in HOMOSASSA.
🏛️
FHA Loan
$16,975 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$24,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 22, 2026.