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$305,000

12492 PINE BLUFF STREET, SPRING HILL, FL 34609

3D Tour
Active164 days on market

Beds

3

Baths

2

Sq Ft

1,958 sq ft

Year Built

2024

Lot Size

0.14 acres

Garage

2

About This Property

UP TO $5,000 IN SELLER CONCESSIONS AVAILABLE WITH AN ACCEPTABLE OFFER - BUILT IN 2024 - PUBLIC SEWER - NO BUILD BEHIND! Welcome To This Almost New Home Offering The Perfect Blend Of Space, Style, And Functionality. This 3-Bedroom, 2-Bathroom Residence With A 2-Car Garage Features An Inviting Open Floor Plan Designed For Both Comfortable Living And Effortless Entertaining. The Spacious Kitchen Is The Heart Of The Home, Complete With Stainless Steel Appliances, A Convenient Breakfast Bar, An Eat-In Kitchen Nook, And An Abundance Of Cabinetry And Counter Space For All Your Storage And Prep Needs. An Inside Laundry Room With A Large Pantry Adds Everyday Convenience. A Separate Formal Dining Room Adds Versatility For Gatherings And Special Occasions. The Oversized Primary Suite Is A True Retreat, Showcasing Elegant Crown Molding Tray Ceilings And A Private En Suite Bath With Dual Sinks, A Vanity Area, Separate Soaking Tub And Walk-In Shower, Linen Closet, Water Closet, And A Large Walk-In Closet. Two Additional Bedrooms Are Generously Sized And Share A Guest Bath With A Tub/Shower Combo, Ideal For Family Or Visitors. Blinds Are Installed On All Windows Throughout The Home For Added Comfort And Privacy. Step Outside To Enjoy The Covered Back Porch With Built-In Blinds On The Doors, Offering Both Convenience And A Clean, Modern Look. The Home Backs To A Retention Pond With No Build Behind, Providing Added Privacy And A Peaceful, Tranquil Setting. Located In A Great Community Close To Restaurants, Shopping, And Hospitals, This Nearly New Home Offers Modern Living In A Highly Convenient Location.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7885231
StatusActive
Year Built2024
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionPINE BLUFF
CountyHernando
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFrench Doors, Sidewalk
Lot Size0.14 acres (6,000 sq ft)
Lot FeaturesCleared, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$250 / Quarterly
Senior CommunityNo

Financial Details

List Price$305,000
Original Price$326,000
Annual Taxes$4,538 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDP
Parcel #R0922318302600000460

Schools

ElementarySpring Hill Elementary
MiddleWest Hernando Middle School
HighFrank W Springstead

Directions

Mariner Blvd to east onto Landover Blvd, right onto Pine Bluff St, home is on the right.

Location

12492 PINE BLUFF STREET, SPRING HILL, FL 34609

Listing Information

OfficeKW REALTY ELITE PARTNERS
ListedMay 2, 2026

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Home Price

$305,000

20% ($61,000)
6.75%

Loan Term

Principal & Interest$1,583
Property Tax (est.)$280
Insurance (est.)$150
Total Monthly$2,012
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $305,000 home in SPRING HILL.

🏛️

FHA Loan

$10,675 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 13, 2026.

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