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$404,900

17528 GARSALASO CIRCLE, BROOKSVILLE, FL 34604

3D Tour

Active71 days on market

Beds

Baths

Sq Ft

1,851 sq ft

Year Built

2021

Lot Size

0.25 acres

Garage

About This Property

*****You can buy this home with NO MONEY DOWN***** Home is in a USDA Eligible area. Welcome to 17528 Garsalaso Circle, located in the highly desirable gated golf course community of Hernando Oaks. This 4-bedroom, 2-bath pool home with a 2-car garage offers 1,851 square feet of living space on a spacious quarter-acre lot. This home features custom landscape curbing, a decorative glass front door and no front or rear neighbors to add to the privacy and curb appeal. Inside, this home features a functional open-concept layout with luxury vinyl plank flooring and ceiling fans throughout for year-round comfort. The kitchen is equipped with all stainless steel appliances, abundant cabinetry and a large walk-in pantry. It flows easily into the main living and dining areas, making it ideal for everyday living and entertaining. The primary suite features a spacious en-suite bathroom with dual sinks and a large walk-in closet. Additional interior highlights include cabinets in the laundry room for extra storage, a whole-home water softener, and an epoxy garage floor coating for a clean, finished look. Step outside to a covered, brick paver screened lanai overlooking the pool, providing a private outdoor space ideal for relaxing or hosting guests. The expansive yard offers room to enjoy nature and outdoor activities, enhanced by a fully irrigated lawn and a full gutter system for added functionality and maintenance ease. Located in a community with a low HOA and no CDD, this home offers a balance of privacy and affordability while still being close to shopping, dining, and everyday conveniences. This property delivers a combination of indoor comfort, outdoor living space, and a desirable lot setting, making it a strong option for buyers seeking a move-in ready pool home.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #W7885246

StatusActive

Year Built2021

Total Rooms3

ConstructionBlock, Concrete, Stucco

RoofShingle

FoundationSlab

FacesWest

SubdivisionHERNANDO OAKS PH 3

CountyHernando

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s), Window Treatments

FlooringCarpet, Ceramic Tile, Luxury Vinyl

AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener

LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup

WindowsDouble Pane Windows

CoolingCentral Air

HeatingCentral

SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Private Yard, Rain Gutters, Sidewalk, Sliding Doors

Lot Size0.25 acres (11,045 sq ft)

Road SurfacePaved

Pool & Spa

Private PoolYes

Pool FeaturesIn Ground

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Available, Public, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$359 / Quarterly

Senior CommunityNo

Financial Details

List Price$404,900

Original Price$409,900

Annual Taxes$2,227 (2025)

FinancingCash, Conventional, FHA, USDA Loan, VA Loan

ZoningRESI

Parcel #R0822319243400000356

Directions

From Us-41 and Powell, head North and turn into Subdivision. Stop at call box and punch in code. Go through gate and continue straight. Go past round-a-bout and take first exit. That will be Diantha Way. Continue straight and make a R on Garsalaso and home will be on the Right.

Location

17528 GARSALASO CIRCLE, BROOKSVILLE, FL 34604

Listing Information

OfficeCENTURY 21 ALLIANCE REALTY

ListedMay 1, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$404,900

Down Payment20% ($80,980)

Interest Rate6.75%

Loan Term

Principal & Interest$2,101

Property Tax (est.)$371

Insurance (est.)$150

Total Monthly$2,622

Full Calculator →

How to Buy This Home

Multiple financing options available for this $404,900 home in BROOKSVILLE.

🏛️

FHA Loan

$14,172 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,245 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 11, 2026.