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$634,900

8143 CHANNEL DRIVE, PORT RICHEY, FL 34668

Active99 days on market

Beds

3

Baths

2

Sq Ft

2,006 sq ft

Year Built

1978

Lot Size

0.36 acres

Garage

2

About This Property

Virtually Staged. WELCOME TO PARADISE! This beautifully renovated waterfront home sits on a spacious lot with mature landscaping, offering both charm and privacy. Step inside to an open living/dining room combo where stunning water views immediately steal the show. The upgraded kitchen is a true standout, perfect for everyday living and entertainment. Featuring quartz countertops, wood cabinetry, modern backsplash, and new stainless-steel appliances. Unwind in the cozy family room complete with wood burning fireplace. Enjoy the seamless flow of coastal inspired, wood look tile flooring throughout the living areas and all three bedrooms - stylish, modern, and easy to maintain. The primary suite is your private retreat, featuring French doors that open to serene waterfront views. The ensuite bathroom offers a deep soaking jacuzzi tub, separate shower, and double vanity. Both bathrooms have been updated with brand new vanities and granite countertops. One of the home's many standout features is the oversized indoor laundry room, rare and incredibly convenient. Step outside and discover a backyard that truly sets this property apart. The fully fenced yard boasts an impressive 120 feet of waterfront seawall and exceptional privacy with no direct neighbors on either side. Relax and enjoy breathtaking sunsets, ocean breezes, and even dolphin sightings from the screened in back porch, complete with spa hookup. With direct Gulf access, this home is a dream for boating and water enthusiasts alike. Conveniently located in the heart of Port Richey, you're minutes away from shopping, dining, and entertainment - by land or sea! Additional updates include a newer roof (February 2020) and new AC unit (January 2025), making this home truly move in ready. Don't miss your chance to own this waterfront gem. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7885366
StatusActive
Year Built1978
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionHARBOR ISLES
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringTile
AppliancesDishwasher, Disposal, Freezer, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors, Private Mailbox, Sprinkler Metered
FencingChain Link
Lot Size0.36 acres (15,494 sq ft)
Road SurfaceAsphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater, Gulf/Ocean

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$634,900
Original Price$639,900
Annual Taxes$3,696 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningR1
Parcel #1625300010000000610

Schools

ElementaryRichey Elementary School
MiddleChasco Middle-PO
HighGulf High-PO

Directions

From Highway 19, go West onto Bay Blvd, turn left onto Channel Dr.

Location

8143 CHANNEL DRIVE, PORT RICHEY, FL 34668

Listing Information

OfficeNEW DIMENSIONS IN REAL EST INC
ListedMay 1, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$634,900

20% ($126,980)
6.75%

Loan Term

Principal & Interest$3,294
Property Tax (est.)$582
Insurance (est.)$150
Total Monthly$4,026
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $634,900 home in PORT RICHEY.

🏛️

FHA Loan

$22,222 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$31,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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