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$269,000

317 NE 13TH TERRACE, CRYSTAL RIVER, FL 34428

3D Tour
Active108 days on market

Beds

3

Baths

2

Sq Ft

1,400 sq ft

Year Built

1946

Lot Size

0.48 acres

Garage

About This Property

Virtually Staged. Check out this solidly built home situated on just under half an acre in the heart of Crystal Park! Whether you're searching for a quiet home space, vacation getaway, or potential investment opportunity, this move-in ready property offers flexibility, modern upgrades, and the Florida lifestyle buyers are looking for. Inside, you'll find stylish updates throughout including quartz countertops, luxury vinyl flooring, new appliances, New kitchen cabinets with soft close features, and a fresh modern feel from top to bottom. A brand-new roof adds even more peace of mind for the next owner. Outside, the fully chain-link fenced yard provides plenty of space for pets, entertaining, RV parking, boat storage, or all your outdoor toys — with NO HOA restrictions to limit your lifestyle. The oversized lot offers room to spread out while still being conveniently located near Crystal River’s famous springs, boating, fishing, kayaking, shopping, and local dining. With updated finishes, investment potential, and an unbeatable location near Florida’s Nature Coast attractions, this Crystal River gem is one you won’t want to miss! Some of the photos have been virtually staged.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7885506
StatusActive
Year Built1946
Stories1
Total Rooms11
ConstructionBlock
RoofShingle
FoundationOther
FacesSouth
SubdivisionCRYSTAL PARK
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringVinyl
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Private Yard
Lot Size0.48 acres (21,100 sq ft)
Lot Dimensions100 x 200
Road SurfacePaved
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Available, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$269,000
Original Price$299,500
Annual Taxes$808 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningR2
Parcel #17E18S210010000003755

Directions

N on 19 to Right on NE Third Ave, To Right on NE 13 th Terr and home is on the left

Location

317 NE 13TH TERRACE, CRYSTAL RIVER, FL 34428

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedMay 6, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$269,000

20% ($53,800)
6.75%

Loan Term

Principal & Interest$1,396
Property Tax (est.)$247
Insurance (est.)$150
Total Monthly$1,792
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How to Buy This Home

Multiple financing options available for this $269,000 home in CRYSTAL RIVER.

🏛️

FHA Loan

$9,415 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 22, 2026.

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