$445,900
3347 OLEANDER DRIVE, HERNANDO BEACH, FL 34607
Beds
2
Baths
3
Sq Ft
1,092 sq ft
Year Built
1986
Lot Size
0.17 acres
Garage
2
About This Property
AFFORDABLE WATERFRONT LIVING WITH BEAUTIFUL SUNSET VIEWS—FULLY TURNKEY! Welcome to this beautifully furnished, completely turnkey waterfront home in Hernando Beach! This 2 Bedroom, 2 Bathroom Home with a 2 Car Garage plus Carport sits on a spacious 7,300 Sq. Ft. waterfront lot with western rear exposure, offering beautiful sunset views & room to create your own backyard oasis. Sold completely TURNKEY with furniture, furnishings, décor, kitchenware, bedding & more—just bring your clothes & start enjoying Florida living! Inside, the open floor plan features new vinyl flooring, crown molding & a charming bay window in the Living Room. The remodeled coastal Kitchen offers quartz countertops, two-tone cabinetry, breakfast bar, built-in pantry, under-mount sink & a window overlooking the waterfront & western sunsets, while a wood-plank ceiling & built-in hutch add warmth & character. The Primary Bedroom features a plank accent wall, grasscloth wallpaper, walk-in closet, large additional closet, adjustable king-size bed, large mounted TV & an updated private Bathroom with a beautifully tiled walk-in shower featuring built-in tiled shelves. The second Bedroom offers its own walk-in closet & direct access to the Guest Bathroom. The enclosed upper Florida Room is the perfect place for morning coffee, afternoon relaxation or an evening glass of wine while watching the sunset. The lower level offers an additional 33’ x 12’ Florida Room, providing flexible space for entertaining, a game room, hobby area, home office or additional dining space. The washer, dryer & water heater are conveniently located on this level. The 2 Car Garage includes workshop space with room for tools, storage & waterfront toys. Outside, enjoy pavered front & rear areas, mature palm trees, a white vinyl-fenced backyard & waterfront dock with swimming ladder. Recent updates include a NEW ROOF to be installed prior to closing, 2019 HVAC, 2020 water heater, 2020 appliances, flat roof sealed in 2024, new vinyl flooring, remodeled coastal Kitchen & updated Bathrooms. Prior 4-point & wind mitigation inspections have been completed, with reports available for review. Current insurance estimates for a primary residence are approximately 2,936 per year for homeowners & wind insurance plus 1,135.05 per year for flood insurance. Enjoy boating, fishing, kayaking, scalloping, nature trails, wildlife, waterfront restaurants & Gulf access through the nearby community boat lift. Whether you’re looking for a full-time home, seasonal getaway, weekend retreat or investment property, this home offers an incredible opportunity to enjoy the Florida waterfront lifestyle. Fully furnished. Waterfront. Sunset views. Room for a pool. New roof before closing.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Shoal Line Blvd to Hermosa to Oleander to home.
Location
3347 OLEANDER DRIVE, HERNANDO BEACH, FL 34607
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$445,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $445,900 home in HERNANDO BEACH.
🏦
Conventional
$22,295 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 15, 2026.