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$435,000

12380 TROUT CIRCLE, SPRING HILL, FL 34609

3D Tour
Active99 days on market

Beds

4

Baths

2

Sq Ft

2,340 sq ft

Year Built

1980

Lot Size

0.50 acres

Garage

2

About This Property

Come check out your meticulously maintained POOL home along with a 2026 ROOF, offering the perfect combination of space, functionality, and privacy! Situated on a fully fenced half-acre lot in the heart of super desirable 34609 Spring Hill zip code, this BLOCK construction home boasts an impressive 2,340 square feet of living space and features exuberant amount of space and possibilities. Step inside and be greeted by soaring cathedral ceilings, a cozy fireplace, and a spacious open-concept layout designed for both everyday living and entertaining. To the right you will find the kitchen of your dreams!! Featuring convenient breakfast bar overlooking the living room, along with views of your sparkling pool and gorgeous backyard, keeping everyone connected while hosting family and friends. This versatile 4-bedroom, 2-bathroom home offers plenty of room for the entire family. The oversized fourth bedroom features its own private exterior entrance, making it an ideal mother-in-law suite, guest quarters, home business space, or private retreat. Outside, you'll find your own backyard oasis complete with a large swimming pool, screened and covered lanai, beautiful mature landscaping, and a charming pond that adds to the property's peaceful setting, along with great sized outdoor shed. Need extra storage or workspace? The detached two-car garage includes an additional rear room perfect for a home office, workshop, hobby room, gym, or additional living space, the possibilities are endless. Additional highlights include a dedicated RV parking pad located behind the fence, irrigation system that runs on a dedicated well, gutters, ample parking, and a property that has been exceptionally well cared for throughout ownership. If you've been searching for a spacious home with room for your toys, guests, hobbies, and outdoor enjoyment, this one checks all the boxes. Conveniently located near shopping, dining, schools, and major roadways, this rare Spring Hill property offers the space and flexibility that are becoming harder and harder to find. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7886131
StatusActive
Year Built1980
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionSPRING HILL
CountyHernando
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Laminate, Tile, Vinyl
AppliancesDishwasher, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorSliding Doors, Storage
Lot Size0.50 acres (21,875 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$435,000
Original Price$450,000
Annual Taxes$692 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDP
Parcel #R3232317510006700090

Schools

ElementaryJ.D. Floyd Elementary School
MiddlePowell Middle
HighCentral High School

Directions

Spring Hill Drive east to south onto Glenridge Dr, right onto Fillmore St, right onto Trout Circle, home is on the left.

Location

12380 TROUT CIRCLE, SPRING HILL, FL 34609

Listing Information

OfficeKW REALTY ELITE PARTNERS
ListedJune 23, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$435,000

20% ($87,000)
6.75%

Loan Term

Principal & Interest$2,257
Property Tax (est.)$399
Insurance (est.)$150
Total Monthly$2,806
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $435,000 home in SPRING HILL.

🏛️

FHA Loan

$15,225 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 18, 2026.

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