$389,000
34507 SMART DRIVE, ZEPHYRHILLS, FL 33541
Beds
4
Baths
2
Sq Ft
2,092 sq ft
Year Built
2003
Lot Size
0.13 acres
Garage
2
About This Property
PRICE REDUCTION!!! Welcome home to this beautiful 4 bedroom, 2 bath, 2 car garage! Located in the popular golf course community of Lake Bernadette. NEW roof prior to closing! Buyer can choose shingle color! (2026)! NEW a/c (2026)! NEWER electric hot water tank (2024)! The 2567 total sq ft floorplan comes with a private formal living room that can be used for an office or a bonus room. The kitchen and family room are separate, flowing nicely together with a large breakfast bar and stainless-steel appliances. The primary bedroom has an updated ensuite with a new shower, garden tub and walk-in closet. All bedrooms are spacious! Inside laundry room! Home has neutral tile flooring throughout and fresh paint. Nice private back yard with white vinyl fencing. This golf course community has a clubhouse, TWO POOLS, playground, tennis courts and so much more! LOW HOA fees of $159.00 per quarter and CDD fees of $876.00 per year. Located just 30 minutes from Tampa International Airport, nearby premium shopping and dining. Amenities galore!! This home has everything you need for a growing family. Not too many 4 bedrooms in this price range. Schedule your showing today!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
Take state road 54, go N on Morris Bridge, go E on Golf Links, go N on Braddock, W to Smart Dr, to address.
Location
34507 SMART DRIVE, ZEPHYRHILLS, FL 33541
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$389,000
Loan Term
How to Buy This Home
Multiple financing options available for this $389,000 home in ZEPHYRHILLS.
🏛️
FHA Loan
$13,615 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$19,450 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 11, 2026.