$259,900
8846 CARMEN LANE, PORT RICHEY, FL 34668
Beds
3
Baths
2
Sq Ft
1,460 sq ft
Year Built
1977
Lot Size
0.12 acres
Garage
2
About This Property
Seller offering a $2,000 credit toward buyer closing costs, prepaid items, or an interest rate buy-down is negotiable! Move-in ready 3-bedroom, 2-bath home featuring a newer roof (2023), newer HVAC system (2021) newer windows, fresh interior and exterior paint, and a brand-new dishwasher. The split-bedroom floor plan offers privacy, while two living areas provide flexible space for entertaining, a home office, or a den. Enjoy a screened lanai overlooking the fenced backyard, plus a spacious driveway with ample parking. Conveniently located near shopping, dining, parks, medical facilities, major roadways, and Gulf Coast beaches. No HOA and not in a flood zone!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From US-19, head east on Ridge Road. Turn left onto Congress Street, then right onto Carmen Lane. Property will be on the right.
Location
8846 CARMEN LANE, PORT RICHEY, FL 34668
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$259,900
Loan Term
How to Buy This Home
Multiple financing options available for this $259,900 home in PORT RICHEY.
🏛️
FHA Loan
$9,097 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$12,995 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.