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$695,000

4262 PARADISE CIRCLE, HERNANDO BEACH, FL 34607

3D Tour
Active71 days on market

Beds

3

Baths

3

Sq Ft

2,394 sq ft

Year Built

1984

Lot Size

0.19 acres

Garage

2

About This Property

Currently used as an income producing Airbnb (can be sold completely furnished) and perfectly positioned on a 0.19-acre canal-front homesite, this waterfront residence with 3 bedrooms, 2.5 bathrooms, and 2 car garage, offers direct access to the Gulf and is the ideal blend of comfort, space, and the laid-back coastal lifestyle Hernando Beach is known for. A charming blue exterior, expansive front lawn, and impressive two-story entry create a memorable first impression, while decorative glass double doors welcome you into a bright and inviting interior. Adding to the home's appeal, the water heater was updated in 2024. Inside, soaring ceilings and abundant natural light enhance the home's spacious feel. The living room is highlighted by a vaulted ceiling, exposed wood beam, tile floors, and oversized windows overlooking the front landscape, while the adjacent dining area provides an ideal setting for gatherings and offers direct access to the outdoor entertaining spaces. Adjacent to the kitchen, you'll find a thoughtfully designed built-in desk area featuring a granite counter, extensive cabinetry, crown molding, and ample storage. The beautifully updated kitchen serves as the heart of the home, also showcasing granite countertops, stainless steel appliances, white upper cabinetry paired with navy lower cabinetry, breakfast bar, tray ceiling with crown molding, and a bright breakfast nook perfect for casual dining. Toward the rear of the home, the family room is enhanced by elegant crown molding and sliding glass doors that open seamlessly into the Florida room, where walls of windows, showcase breathtaking canal views and fill the space with natural light. Whether relaxing with family or entertaining guests, these interconnected spaces create a seamless flow between indoor comfort and the waterfront scenery beyond. A convenient guest bath and dedicated laundry room complete the main level. The second-floor primary bedroom offers a private retreat with direct access to a waterfront balcony overlooking the canal. It also features a walk-in closet and an en-suite bathroom with dual vanities, abundant storage, and a step-in shower. Two additional bedrooms and a full guest bath provide comfortable accommodations for family and visitors. Step outside and experience the true highlight of the property. An expansive waterfront patio, covered gazebo, and above-ground pool create a backyard designed for entertaining and relaxation. The private floating dock has electricity and a fish cleaning station. The existing boat lift provide convenient access for boating, fishing, kayaking, and paddleboarding, while wide canal frontage offers quick and direct access to open waterways and the Gulf beyond. There’s also a custom-built boathouse/storage shed that matches the house, and a white vinyl fence around the rear yard. Thoughtfully designed to embrace its waterfront setting, this exceptional property delivers the Florida lifestyle so many dream about.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7886663
StatusActive
Year Built1984
Total Rooms3
ConstructionBlock, Concrete, Other, Stucco
RoofOther, Shingle
FoundationBlock, Other
FacesEast
SubdivisionGULF COAST RET UNIT 6
CountyHernando
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Crown Molding, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Split Bedroom, Stone Counters
FlooringCarpet, Ceramic Tile
AppliancesBar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsAluminum Frames
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorOther
FencingVinyl
Other StructuresBoat House, Shed(s)
Lot Size0.19 acres (8,216 sq ft)
Lot FeaturesCleared, Flood Insurance Required, FloodZone, Level, Near Marina
Road SurfacePaved, Asphalt
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesAbove Ground, Chlorine Free

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater, Gulf/Ocean

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Fiber Optics, Phone Available, Sewer Available, Sewer Connected, Street Lights, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$695,000
Original Price$710,000
Annual Taxes$8,877 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR1B
Parcel #R12 223 16 2020 0710 0010

Schools

ElementaryWestside Elementary-HN
MiddleFox Chapel Middle School
HighWeeki Wachee High School

Directions

From US-19 (Commercial Way), head west on Osowaw Boulevard toward Hernando Beach. Continue into the community, then turn onto Paradise Circle and follow the road to the property. The home will be located on Paradise Circle in the waterfront community of Hernando Beach.

Location

4262 PARADISE CIRCLE, HERNANDO BEACH, FL 34607

Listing Information

OfficeRE/MAX MARKETING SPECIALISTS
ListedJune 11, 2026

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Home Price

$695,000

20% ($139,000)
6.75%

Loan Term

Principal & Interest$3,606
Property Tax (est.)$637
Insurance (est.)$150
Total Monthly$4,393
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $695,000 home in HERNANDO BEACH.

🏛️

FHA Loan

$24,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$34,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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