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$199,000

2655 PINE RIDGE WAY N UNIT D3, PALM HARBOR, FL 34684

3D Tour
Active107 days on market

Beds

2

Baths

2

Sq Ft

979 sq ft

Year Built

1983

Lot Size

—

Garage

—

About This Property

Welcome to this beautifully maintained and fully furnished 2-bedroom, 2-bathroom condominium offering 979 square feet of comfortable Florida living. Located on the third floor, this move-in-ready residence features tasteful upgrades throughout, creating a fresh and inviting atmosphere. A/C installed in January 2026. The thoughtfully designed floor plan includes a spacious living and dining area, a well-appointed kitchen, and a convenient in-unit laundry closet. Both bedrooms provide ample space and storage, while the primary suite provides privacy and comfort. An attic adds valuable extra storage space rarely found in condominium living. Nestled within the desirable Pine Ridge Condominium community, residents enjoy an impressive array of amenities including a sparkling swimming pool, relaxing hot tub, shuffleboard courts, scenic walking trails, and an active clubhouse with a variety of social events and activities. Ideally situated near beautiful Honeymoon Island, this location offers easy access to pristine beaches, shopping, restaurants, and entertainment venues. Whether you're seeking a year-round residence, seasonal retreat, or investment opportunity, this exceptional condo combines comfort, convenience, and the best of Florida's Gulf Coast lifestyle

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #W7886861
StatusActive
Year Built1983
Stories1
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionPINE RIDGE AT PALM HARBOR
CountyPinellas
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Skylight(s), Solid Wood Cabinets, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringEngineered Hardwood, Parquet, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
WindowsBlinds, Double Pane Windows, Window Treatments
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorBalcony, Rain Gutters, Sidewalk, Storage
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$395 / Monthly
Senior CommunityYes

Financial Details

List Price$199,000
Annual Taxes$2,590 (2025)
FinancingCash, Conventional
Parcel #062816716965053040

Directions

US 19 North passed Nebraska to second entrance, follow Pine Ridge Way West to Pine Ridge Way North, turn left, first building on the left, first entrance, third floor unit on the right.

Location

2655 PINE RIDGE WAY N UNIT D3, PALM HARBOR, FL 34684

Listing Information

OfficeSANDPEAK REALTY
ListedJune 21, 2026

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Home Price

$199,000

20% ($39,800)
6.75%

Loan Term

Principal & Interest$1,033
Property Tax (est.)$182
Insurance (est.)$150
Total Monthly$1,365
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How to Buy This Home

Multiple financing options available for this $199,000 home in PALM HARBOR.

🏦

Conventional

$9,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 28, 2026.

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