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$695,000

3342 TURKS CAP DRIVE, HERNANDO BEACH, FL 34607

3D Tour
Active43 days on market

Beds

3

Baths

3

Sq Ft

2,210 sq ft

Year Built

1996

Lot Size

0.33 acres

Garage

3

About This Property

DOUBLE LOT!! STUNNING, UPGRADED and MOVE-IN READY with AMAZING GULF VIEWS!!! The one thing you can NOT add to your home is a VIEW of the Gulf...you have to have the LOCATION!! This one has the LOCATION!! ** 3-STORY Waterfront Home with UNOBSTRUCTED GULF VIEWS with DOUBLE LOT + 170 feet of water frontage + on the cul-de-sac with in-direct GULF ACCESS and NO HOA!!! ** 3 bedrooms + BONUS ROOM on the 3rd floor with GULF VIEWS can be a 4th bedroom, office/den, gym or guest space + 2.5 bathrooms + OPEN FLOOR PLAN with water views from EVERY window + 2-stories of LARGE balconies/lanais for EXTRA OUTDOOR LIVING SPACE + third floor front balcony with porch swing to enjoy your nightly sunsets together in the evenings with a glass of wine + 2-Car Garage (large deep enough to hold 2 cars plus a golf cart, large truck, or boat/trailer) + LARGE NEW CARPORT (30x45) for extra parking space for your RV with full hookup or boat and trailer!! Plus, there is a lot of space downstairs in the home for entertaining family and friends (just add a pool table!) + Reinforced Metal Roof to last a lifetime was just certified in 2022!! NEW AC 2021!! NEW Anderson Windows with triple pane, hurricane impact glass installed in the home in 2013!! NEW Hot Water Heater 2021!! New waterproof plank flooring!! House is fully wired for a generator + prewired for an RV hookup, future pool, or hot tub!! Large pantry and inside laundry room on main floor where all the bedrooms are at!! Hidden safes The home has an impressive 2-Story Grand Entrance with two story ceilings and windows that make this home feel VERY spacious, light, bright, and cheery!! Not every home has 2 story ceilings to give you that incredible sense of space!! The master suite is also on the main floor for convenience + long driveway for extra parking and beautiful curb appeal + the yard is completely fenced-in + room to add a pool + concrete seawall + LARGE concrete patio space by the clear water's edge which is large and deep enough to have an outdoor sectional, loungers, and outdoor dining set (most of the homes don't have this!!) + Palm Trees and Lush Landscaping!! STUNNING long distance views that you don't get from single level homes or even two-story homes...and VIEWS OF THE GULF OF AMERICA that you don't get from just any home or location!! Huge home with 2,210 sq ft of living space; 4,694 total!! PLUS...you have a TREMENDOUS amount of outdoor living space with the 2 extra LARGE balconies/lanai areas!! The main level balcony is COVERED and screened-in and large enough to enjoy the space outside!! The kitchen is OPEN to the large great room and the dining room!! The main living floor...offers all BRAND NEW Luxury Vinyl Plank Flooring throughout!! The kitchen is remodeled with Quartz countertops + a large breakfast bar for extra seating!! Newer stainless steel appliances!! Beautiful dining room!! The second bathroom is remodeled with matching Quartz countertops. The main balcony is screened-in...so enjoy that beautiful Florida weather and breeze!! Windows everywhere to let in the natural light! The bottom level is a blank canvas to create your favorite space...a gym, an entertainment game room, a workshop, an incredible storage area!! It's complete with a 1/2 bath for home-owner convenience! Enjoy fishing, kayaking, paddle boarding, and boating right from your backyard and floating dock!! Easily go through the boat lift to get out to the Gulf of America!!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7886885
StatusActive
Year Built1996
Stories3
Total Rooms14
ConstructionWood Frame
RoofMetal
FoundationPillar/Post/Pier
FacesWest
SubdivisionHERNANDO BEACH
CountyHernando
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Luxury Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorBalcony, Dog Run, Irrigation System, Lighting, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, RV Hookup
FencingChain Link
Other StructuresFinished RV Port, Other
Lot Size0.33 acres (14,196 sq ft)
Lot Dimensions68 x 75 x 100 x 169 x 81
Lot FeaturesCleared, Cul-De-Sac, Flood Insurance Required, In County, Landscaped, Oversized Lot, Street Dead-End
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal - Brackish

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Water Connected

Parking

GarageYes (3 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$695,000
Original Price$699,000
Annual Taxes$4,601 (2025)
FinancingCash, Conventional, VA Loan
ZoningR1B
Parcel #R1322316236011400060

Schools

ElementaryWestside Elementary-HN
MiddleFox Chapel Middle School
HighWeeki Wachee High School

Directions

US 19 (Commercial Way) slight right onto Tarpon Blvd, slight right onto Shoal Line Blvd, left onto Hermosa Blvd, right onto Turks Cap Dr, house is on the rightjavascript:__doPostBack('m_lbSubmit','')

Location

3342 TURKS CAP DRIVE, HERNANDO BEACH, FL 34607

Listing Information

OfficeHOME LAND REAL ESTATE INC
ListedJuly 1, 2026

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Home Price

$695,000

20% ($139,000)
6.75%

Loan Term

Principal & Interest$3,606
Property Tax (est.)$637
Insurance (est.)$150
Total Monthly$4,393
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $695,000 home in HERNANDO BEACH.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$34,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 13, 2026.

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