$499,900
4054 INDIAN RIVER STREET, SPRING HILL, FL 34609
Beds
4
Baths
3
Sq Ft
2,493 sq ft
Year Built
2004
Lot Size
0.34 acres
Garage
2
About This Property
MAJOR PRICE REDUCTION! Beautifully maintained 4-bedroom, 3-bath pool home on a desirable corner lot in a gated community. Offering 2,493 sq. ft. of living space, this move-in-ready home features a freshly painted interior, soaring vaulted ceilings, and an open floor plan ideal for everyday living and entertaining. The kitchen features wood cabinetry, stone countertops, newer appliances—all included—and flows seamlessly into the main living areas. Spacious bedrooms and walk-in closets provide plenty of room for family, guests, or a home office. Step outside to your own Florida retreat featuring a heated saltwater pool and spa, perfect for entertaining or relaxing year-round. Pool upgrades include a variable-speed pump (2021) and salt generator (2025). Major improvements are already complete, including a roof with self-sealing membrane (2022), HVAC (2025), and water heater (2022). Updated landscaping adds curb appeal, and the oversized 2-car garage offers additional storage and convenience. Community amenities include a clubhouse, community pool, tennis courts, park, sidewalks, gated entry, security, and optional low-cost cable and internet package. With nearly 2,500 sq. ft., 4 bedrooms, 3 baths, a heated pool and spa, and significant recent upgrades, this home offers an exceptional combination of space, comfort, and value. Schedule your private showing today and start enjoying the Florida lifestyle!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
From FL-589 - Take exit 41 to Spring Hill Dr -head west - take a right onto Barclay Ave - left on Minnie Dr - right on St Ives Blvd - take a left onto Indian River St, Home is on the left corner
Location
4054 INDIAN RIVER STREET, SPRING HILL, FL 34609
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$499,900
Loan Term
How to Buy This Home
Multiple financing options available for this $499,900 home in SPRING HILL.
🏛️
FHA Loan
$17,497 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$24,995 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.