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$364,900

1421 RIDGE TERRACE, TARPON SPRINGS, FL 34689

3D Tour
Active28 days on market

Beds

3

Baths

3

Sq Ft

1,881 sq ft

Year Built

2006

Lot Size

0.05 acres

Garage

2

About This Property

This stunning, move-in-ready, 1,881-square-foot townhome checks off all the boxes. It is spacious, comfortable, and very low maintenance. What more could anyone ask for? Nestled on a quiet cul-de-sac in a highly desirable Tarpon Springs neighborhood, this freshly painted three-bedroom, 2.5-bath home offers a thoughtfully designed, functional layout filled with a welcoming ambiance. Boasting a beautiful barrel tile roof and cooled by a newer central air conditioner (2021), this property perfectly blends style and easy living. A modest $350 monthly HOA fee provides incredible value, covering the roof, entire exterior maintenance, landscaping, sprinklers, cable TV, and high-speed internet. The exterior features a private two-car garage, a personal driveway, a mailbox, and an inviting private entry. Step inside to a bright, open floor plan optimized for effortless entertaining and daily living. The main level is adorned with high ceilings, elegant crown molding, and beautiful porcelain tile flooring throughout. A chef’s dream, the gourmet kitchen showcases premium 42-inch wood cabinetry, granite countertops, stainless steel appliances, and a breakfast bar that seamlessly connects to the expansive great room. Just off the kitchen and living areas, you will find a convenient powder room and a separate storage closet tucked beneath the stairs. Tall sliding glass doors, outfitted with plantation-style sliding door window treatments for ultimate privacy, open to a peaceful, screened porch overlooking a tranquil creek—the perfect spot for morning coffee or evening relaxation. Upstairs, the home features high ceilings and comfortable carpeting throughout. The luxurious primary suite serves as a private sanctuary, complete with an elegant tray ceiling, a spacious walk-in closet, and a spa-like en-suite bath featuring a soaking tub, a separate walk-in shower, and dual sinks mounted into a beautiful marble-look Corian countertop. Separated from the primary suite for maximum privacy is a versatile bonus room or loft area, which leads to two generously sized guest bedrooms—each boasting its own private walk-in closet. A second full bathroom and a conveniently located laundry room complete the upper level. Location is everything, and this home is perfectly situated just blocks from the World famous Innisbrook resort, Tarpon Springs Public Golf Course, the scenic Pinellas Trail, and AdventHealth North Pinellas Hospital. You are just minutes away from award-winning dining and entertainment at the world-famous Sponge Docks and the historic downtown district, both of which host vibrant festivals and local events throughout the year. Soak up the sun at your choice of two local public beaches—Sunset Beach and Fred Howard Park—both located just minutes from your front door. With quick access around the corner to US Highway 19, you can easily explore everything the Tampa Bay area has to offer, including Palm Harbor, Dunedin, Clearwater beach, and two major airports—Tampa International and St. Pete-Clearwater International—both under a one-hour drive away. Don't miss your chance to own this move-in-ready gem. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #W7887155
StatusActive
Year Built2006
Stories2
Total Rooms11
ConstructionBlock, Stucco, Wood Frame
RoofTile
FoundationSlab
FacesWest
SubdivisionHIDDEN RIDGE TWNHMS
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Porcelain Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds, Double Pane Windows, Insulated Windows, Shutters
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorPrivate Mailbox, Rain Gutters, Sidewalk, Sliding Doors
FencingChain Link
Lot Size0.05 acres (2,330 sq ft)
Lot FeaturesCity Lot, Landscaped, Near Public Transit, Sidewalk
Road SurfacePaved, Asphalt
ViewTrees/Woods, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Available, Sewer Connected, Sprinkler Meter, Street Lights, Underground Utilities, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$350 / Monthly
Senior CommunityNo

Financial Details

List Price$364,900
Annual Taxes$6,378 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #132715386230000320

Schools

ElementaryTarpon Springs Fundamental-PN
MiddleTarpon Springs Middle-PN
HighTarpon Springs High-PN

Directions

HEAD NORTH ON US 19 TO KLOSTERMAN RD AND MAKE A LEFT TO N DISSTON AVE AND MAKE A RIGHT. TURN LEFT ONTO E CURLEW PLACE AND THEN RIGHT ON RIDGE TERRACE. UNIT ON THE RIGHT.

Location

1421 RIDGE TERRACE, TARPON SPRINGS, FL 34689

Listing Information

OfficeFIRST FLORIDA REALTY LLC
ListedJune 28, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$364,900

20% ($72,980)
6.75%

Loan Term

Principal & Interest$1,893
Property Tax (est.)$334
Insurance (est.)$150
Total Monthly$2,378
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $364,900 home in TARPON SPRINGS.

🏛️

FHA Loan

$12,772 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 26, 2026.

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