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$389,000

8935 RUGER DRIVE, NEW PORT RICHEY, FL 34655

3D Tour
Active94 days on market

Beds

2

Baths

2

Sq Ft

1,660 sq ft

Year Built

1988

Lot Size

0.19 acres

Garage

2

About This Property

Welcome home to this beautifully maintained 2-bedroom, 2-bath residence offering 1,660 square feet of thoughtfully designed living space, plus a dedicated study and an incredibly versatile bonus room that could serve as a POSSIBLE 3rd BEDROOM, HOBBY ROOM, HOME OFFICE, CRAFT ROOM, STUDIO, GAME ROOM—YOU NAME IT!! With modern updates, flexible living spaces, and peaceful conservation views, this move-in-ready home offers a lifestyle that's easy to love. Step inside to discover laminate flooring throughout, complemented by new 24-inch ceramic tile in the kitchen. The updated kitchen features refinished cabinetry, elegant granite countertops, a one-year-old double-oven range and microwave, garbage disposal, and a new ceiling fan with light fixture. Just off the kitchen is a bright glass-enclosed porch with sliding screens and an extra refrigerator that conveys with the home—an inviting spot to enjoy your morning coffee while taking in the natural surroundings. The spacious vaulted living room features a charming wood-burning fireplace with a stone hearth and mantel, creating a warm, welcoming gathering space. French doors lead to a dedicated study, perfect for working from home, reading, or enjoying a quiet retreat. The generous primary suite features a walk-in closet and updated ensuite bath with a step-in shower, double sinks, adult-height vanity, and granite countertops. The second bedroom offers comfortable accommodations for family or guests, while an additional flexible room opens up a world of possibilities. Use it as a possible 3rd bedroom, hobby room, office, craft room, exercise space, creative studio, or whatever suits your lifestyle. One of the home's most enjoyable features is its connection to the outdoors. The light-filled rear living space and glass-enclosed porch overlook a lush conservation area where deer, birds, and native wildlife often visit. Step outside to your own private backyard retreat. Privacy fencing on both sides, a decorative picket fence along the rear, and beautiful landscaping filled with ferns and vibrant yellow and orange cannas create a peaceful, park-like setting. The expansive paver patio offers plenty of room for outdoor dining, entertaining, or simply relaxing and enjoying the Florida lifestyle. A large double gate provides convenient backyard access. Major improvements and additional features include a newer roof and HVAC, both approximately three years old; a 2025 water heater; hurricane-rated windows and garage door; a new full-view glass storm door with retractable screen; ceiling fans throughout; cottage shutters; a skylight in the guest bathroom; and a 2-car garage with laundry area and laundry sink hookups. The expanded 2025 driveway provides parking for up to six vehicles. The current owners have also enjoyed surprisingly low utility costs, with recent monthly electric and water bills averaging approximately $124 each. Conveniently located near schools, Publix, Walmart, medical offices, banks, pharmacies, shopping, and dining, this home combines everyday convenience with the serenity of a conservation setting. Whether you need two bedrooms, a possible third bedroom, a dedicated study, space for your hobbies, or simply room to spread out, this home gives you the flexibility to make it your own. Come experience the peaceful conservation views, beautiful backyard, and comfortable Florida lifestyle for yourself!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7887159
StatusActive
Year Built1988
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionRIVER CROSSING
CountyPasco
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
FlooringTile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Yard
FencingFenced, Vinyl
Lot Size0.19 acres (8,116 sq ft)
Lot FeaturesConservation Area
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$187 / Annually
Senior CommunityNo

Financial Details

List Price$389,000
Original Price$395,000
Annual Taxes$4,269 (2025)
ZoningAC
Parcel #162611004.B000.00136.0

Directions

From Little Road go turn north onto River Crossing Blvd. Take a right onto Wesson Rd, then a right onto Ruger Dr.

Location

8935 RUGER DRIVE, NEW PORT RICHEY, FL 34655

Listing Information

OfficeLPT REALTY, LLC
ListedJune 29, 2026

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Home Price

$389,000

20% ($77,800)
6.75%

Loan Term

Principal & Interest$2,018
Property Tax (est.)$357
Insurance (est.)$150
Total Monthly$2,525
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How to Buy This Home

Multiple financing options available for this $389,000 home in NEW PORT RICHEY.

🏛️

FHA Loan

$13,615 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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