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$420,000

6020 MONTANA AVENUE, NEW PORT RICHEY, FL 34653

Active0 days on market

Beds

Baths

Sq Ft

2,246 sq ft

Year Built

2006

Lot Size

0.17 acres

Garage

About This Property

Virtually Staged. Perfectly nestled in the heart of historic downtown New Port Richey, this charming 3-bedroom plus office home offers the ideal blend of small-town charm and modern convenience. With multiple flexible living spaces, this home provides endless possibilities for today's lifestyle. In addition to the three spacious bedrooms, you'll find a dedicated office, a Florida room, and two additional flex spaces that can easily be used as an additional bedroom, home office, game room, game room, gym, or hobby room. Step outside to your spacious, fully fenced backyard, where you'll find a beautiful patio deck accented by a stunning pergola—perfect for entertaining, relaxing with family and friends, or enjoying peaceful Florida evenings. Imagine starting your mornings with a stroll to your favorite coffee shop, spending afternoons exploring charming boutiques and the beautiful waterfront at Sims Park, then ending the evening with dinner, live music, or a show—all just a short walk from your front door. Whether you're searching for your first home, a place to grow your family, an investment opportunity, or looking to downsize without sacrificing space, this home offers incredible flexibility to fit your needs. For added peace of mind, a brand-new roof will be installed prior to closing with an accepted offer, making this home even more move-in ready. With its unbeatable location, you'll enjoy easy access to downtown New Port Richey's award-winning restaurants, local shops, festivals, waterfront parks, and year-round community events. Don't miss this rare opportunity to own a home in one of New Port Richey's most desirable locations, where every day feels like you're living in the heart of it all.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #W7887323

StatusActive

Year Built2006

Stories1

Total Rooms9

ConstructionBlock

RoofShingle

FoundationSlab

FacesNorth

SubdivisionNEW PORT RICHEY CITY

CountyPasco

OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)

FlooringParquet, Tile, Vinyl, Hardwood

AppliancesDishwasher, Microwave, Range, Refrigerator

LaundryInside, Laundry Room

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorPrivate Yard

Lot Size0.17 acres (7,500 sq ft)

Lot FeaturesCleared, Landscaped, Level, Near Golf Course, Near Marina, Near Public Transit

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$420,000

Annual Taxes$2,056 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningR3

Parcel #1626040030121000050

Directions

From Madison St heading North, Turn Right onto Montana Ave and home will be on the right.

Location

6020 MONTANA AVENUE, NEW PORT RICHEY, FL 34653

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP

ListedJuly 10, 2026

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Home Price

$420,000

Down Payment20% ($84,000)

Interest Rate6.75%

Loan Term

Principal & Interest$2,179

Property Tax (est.)$385

Insurance (est.)$150

Total Monthly$2,714

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How to Buy This Home

Multiple financing options available for this $420,000 home in NEW PORT RICHEY.

🏛️

FHA Loan

$14,700 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 10, 2026.