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$325,000

5704 13TH STREET, ZEPHYRHILLS, FL 33542

3D Tour
Active92 days on market

Beds

3

Baths

2

Sq Ft

1,630 sq ft

Year Built

1960

Lot Size

0.19 acres

Garage

,

About This Property

NO HOA! Move-in ready and full of CHARM, this beautifully maintained block home offers a perfect blend of comfort, functionality, and outdoor living. Situated on an oversized lot in the heart of Zephyrhills, this inviting three-bedroom home features a thoughtfully designed floor plan with tile throughout. Step into the spacious open living and dining area, perfect for entertaining with sliding glass doors leading to the beautiful side patio. The generous kitchen boasts shaker-style cabinets and stainless-steel appliances and leads you to an expansive bonus/Florida room full of natural light that provides endless flexibility for a home office or extended living space. From there, step outside to your private outdoor retreat. This fully fenced backyard (2025) with rear gate access is ideal for gardening, boat/RV storage, recreation, or enjoying Florida evenings. Mature landscaping and multiple outdoor seating areas further enhance the property’s welcoming atmosphere. Major updates completed provide added peace of mind including roof replaced in 2017 and a shed in 2020. This property offers exceptional value, versatile living space, and timeless character. Just 1.1 miles to Hercules Park and 0.3 miles to downtown Zephyrhills, this home puts you right near local restaurants, shopping, parks, and outdoor recreation, with convenient access to Wesley Chapel, Tampa, and surrounding areas for commuting or everyday needs. Whether you're looking for a low-maintenance layout, extra outdoor space, or affordable Florida living with no HOA, this home delivers. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7887419
StatusActive
Year Built1960
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionCITY ZEPHYRHILLS
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat
FlooringTile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Other, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorIrrigation System, Private Yard, Rain Gutters, Storage
FencingWood
Other StructuresShed(s)
Lot Size0.19 acres (8,400 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$325,000
Original Price$329,999
Annual Taxes$4,658 (2025)
ZoningR2
Parcel #1126210010083000130

Directions

SR 54 East, Left onto Gall Blvd, Right onto Ninth Ave, Left onto 13th St, 5704 13th St on the right.

Location

5704 13TH STREET, ZEPHYRHILLS, FL 33542

Listing Information

OfficeF I GREY & SON RESIDENTIAL
ListedJuly 10, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$325,000

20% ($65,000)
6.75%

Loan Term

Principal & Interest$1,686
Property Tax (est.)$298
Insurance (est.)$150
Total Monthly$2,134
Full Calculator →

How to Buy This Home

Multiple financing options available for this $325,000 home in ZEPHYRHILLS.

🏛️

FHA Loan

$11,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 10, 2026.

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