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$199,900

7651 E DERBY OAKS DRIVE, FLORAL CITY, FL 34436

3D Tour
Active37 days on market

Beds

3

Baths

2

Sq Ft

1,144 sq ft

Year Built

2017

Lot Size

0.51 acres

Garage

About This Property

If you are looking for quiet country living starter home this is it. Property is fully fenced in and ready for your animals. Home as car port to be able to park your RV or vehicle. front and back porches allow you to sit outside and enjoy the country. Home is situated between Brooksville and Inverness so you can shop and dine in both cities. Home is a split floor plan with two secondary rooms on one side and master bedroom on the opposite side with its own bathroom. Roof has been recently replaced.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #W7887484
StatusActive
Year Built2017
Total Rooms5
ConstructionVinyl Siding
RoofShingle
FoundationCrawlspace
FacesSouth
SubdivisionDERBY OAKS
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringVinyl
AppliancesDishwasher, Electric Water Heater, Exhaust Fan, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone
FencingFenced
Other StructuresFinished RV Port
Lot Size0.51 acres (21,780 sq ft)
Lot FeaturesCleared
Road SurfaceAsphalt
ViewTrees/Woods
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$199,900
Original Price$214,900
Annual Taxes$2,210 (2026)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningRURMH
Parcel #20E20S27002000020002B

Schools

ElementaryFloral City Elementary School
MiddleInverness Middle School
HighCitrus High School

Directions

take highway 41 north out of Brooksville for approximately 15 miles then make right on Derby Oaks Dr. follow for 1/2 mile home on the left.

Location

7651 E DERBY OAKS DRIVE, FLORAL CITY, FL 34436

Listing Information

OfficeHOME LAND REAL ESTATE INC
ListedJuly 12, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$199,900

20% ($39,980)
6.75%

Loan Term

Principal & Interest$1,037
Property Tax (est.)$183
Insurance (est.)$150
Total Monthly$1,370
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $199,900 home in FLORAL CITY.

🏛️

FHA Loan

$6,997 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 18, 2026.

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