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$309,900

4 SPRUCE PINE COURT N, HOMOSASSA, FL 34446

3D Tour
Active54 days on market

Beds

3

Baths

2

Sq Ft

1,890 sq ft

Year Built

1993

Lot Size

0.36 acres

Garage

2

About This Property

Looking for a home in a wonderful neighborhood? This charming **3-bedroom, 2-bath, 2-car garage** home is tucked away on a spacious **corner cul-de-sac lot** and offers comfort, character, and numerous updates throughout. A stunning **floor-to-ceiling stone wood-burning fireplace** creates a warm focal point in the living room, while the oversized garage includes a dedicated workshop area perfect for hobbies or extra storage. Recent improvements include **luxury vinyl plank flooring** throughout the main living areas, fresh interior paint, updated kitchen appliances, a new dining room chandelier, new toilets, faucets, and a new water heater. The HVAC system was refurbished last year and enhanced with a new UV light for improved air quality. Additional features include updated electrical, a whole-house water filtration system, attic fan, and a generator for added peace of mind. Step through the double front doors into an inviting foyer that opens to the spacious living and dining rooms. Vaulted ceilings enhance the open feel, while the impressive stone fireplace anchors the space. Sliding doors lead to the expansive covered lanai, enclosed with vinyl windows and equipped with dual ceiling fans, creating the perfect spot to relax or entertain year-round. The private primary suite is located on the right side of the home and features vaulted ceilings, a large walk-in closet, dual vanities, a jetted soaking tub, separate shower, and a private water closet with a window for natural light. On the opposite side of the home, a short hallway leads to the eat-in kitchen, two additional bedrooms, a full guest bath, and the inside laundry room. The kitchen offers a convenient pass-through window to the lanai, making outdoor dining and entertaining easy, along with newer appliances and ample cabinet space. Just off the kitchen is a flexible room with pocket doors that can serve as a home office or third bedroom. The guest bathroom features a tub/shower combination and linen closet, while the secondary bedroom is accented with classic plantation shutters. The spacious inside laundry room includes a utility sink, two storage closets, and additional shelving to keep everything organized. With its thoughtful floor plan, numerous updates, oversized garage with workshop, and desirable location, this home is ready for its next owners to move in and enjoy.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7887770
StatusActive
Year Built1993
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionSUGARMILL WOODS CYPRESS VILLAGE
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorAttic Fan, Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Luxury Vinyl
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Whole House R.O. System
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric, Heat Pump
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot Size0.36 acres (15,775 sq ft)
Lot Dimensions169 x 125
Lot FeaturesLandscaped
Road SurfaceAsphalt
ViewGarden
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$132 / Annually
Senior CommunityNo

Financial Details

List Price$309,900
Original Price$319,900
Annual Taxes$3,545 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDR
Parcel #18E20S130010009900140

Schools

ElementaryLecanto Primary School
MiddleLecanto Middle School
HighLecanto High School

Directions

From US 19 turn into Sugarmill woods Cypress village on Cypress blvd W follow onto Cypress blvd E, turn right onto Pine St , right onto spruce Pine Dr, right onto Spruce pine Ct N. property is on left side of the circle.

Location

4 SPRUCE PINE COURT N, HOMOSASSA, FL 34446

Listing Information

OfficeHOMAN REALTY GROUP INC
ListedJuly 18, 2026

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Home Price

$309,900

20% ($61,980)
6.75%

Loan Term

Principal & Interest$1,608
Property Tax (est.)$284
Insurance (est.)$150
Total Monthly$2,042
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $309,900 home in HOMOSASSA.

🏛️

FHA Loan

$10,847 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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