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$410,000

133 N MCGOWAN, CRYSTAL RIVER, FL 34429

3D Tour
Active7 days on market

Beds

3

Baths

2

Sq Ft

2,116 sq ft

Year Built

2002

Lot Size

0.88 acres

Garage

2

About This Property

This beautiful 3 bed, 2 bath, 2 car-garage screened-in pool home in Crystal River is absolutely a must see! NO HOA! New roof and NO CARPET! Over 2000 sf of Florida living on almost an acre of landscaped property! Pool has solar panels just for heating that were recently inspected. Lush fenced backyard with sprinkler system (sprinklers front and back yards) and a wood deck and arbor. Great room with cathedral ceilings, fireplace, and Open Floor Plan. Sliders look out onto the pool area. Master bedroom has a sitting room or exercise area, tray ceiling, walk-in closet with en suite bath with garden tub, separate shower and dual sinks. Updated guest bath with new shower. New LVP flooring in bedrooms. New A/C 2023 with transferable warranty. All insulation replaced in 2025 with thermal acoustical pest control insulation with a full warranty! Centrally located East of US 19 in Crystal River near all the restaurants, shopping, the springs and boat ramp with easy access to the Suncoast Parkway for quick trips to Tampa, etc.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7887784
StatusActive
Year Built2002
Total Rooms11
ConstructionBlock, Concrete
RoofShingle
FoundationSlab
FacesWest
SubdivisionCRYSTAL PARADISE ESTATES
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
FlooringTile, Hardwood
AppliancesBar Fridge, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Private Mailbox, Sliding Doors, Sprinkler Metered, Storage
FencingChain Link, Wood
Lot Size0.88 acres (38,069 sq ft)
Lot Dimensions125 x 300
Lot FeaturesCleared
Road SurfacePaved
ViewTrees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesGunite, Heated, In Ground, Screen Enclosure, Solar Heat

Utilities

WaterWell
SewerSeptic Needed
UtilitiesElectricity Connected, Fiber Optics, Sprinkler Meter, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$410,000
Original Price$425,000
Annual Taxes$1,625 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #17E18S350010000B00030

Directions

From US 19 and W Venable St in Crystal River, head east on Venable, in 0.9 miles turn left onto W 7 Rivers Drive, go 0.7miles to N McGowan Ave, home 700 feet on your right.

Location

133 N MCGOWAN, CRYSTAL RIVER, FL 34429

Listing Information

OfficeBIG BEND HOME & LAND LLC
ListedJuly 18, 2026

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Home Price

$410,000

20% ($82,000)
6.75%

Loan Term

Principal & Interest$2,127
Property Tax (est.)$376
Insurance (est.)$150
Total Monthly$2,653
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How to Buy This Home

Multiple financing options available for this $410,000 home in CRYSTAL RIVER.

🏛️

FHA Loan

$14,350 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 25, 2026.

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