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$359,900

1 PLUMBAGO DRIVE, HOMOSASSA, FL 34446

3D Tour
Active5 days on market

Beds

3

Baths

2

Sq Ft

2,099 sq ft

Year Built

2004

Lot Size

0.37 acres

Garage

3

About This Property

Priced Below Estimated Current Value! Don't miss this incredible opportunity to own a beautifully maintained corner-lot home with a circular driveway in the highly desirable Sugarmill Woods – Oak Village in Homosassa. This spacious 3-bedroom, 2-bath home with a 3-car garage offers an open, inviting floor plan with soaring tray ceilings and plenty of room for everyday living and entertaining. The thoughtfully designed layout includes a formal living room, formal dining room, family room with a cozy fireplace, and an enclosed Florida room that provides additional year-round living space. The updated kitchen features stainless steel appliances, pull-out shelving, abundant cabinetry, and overlooks the breakfast nook and family room, making it ideal for gathering with family and friends. The private primary suite offers direct access to the Florida room, dual walk-in closets, and a spacious en-suite bath complete with a relaxing garden soaking tub and an oversized, step-free walk-in shower for added comfort and accessibility. A split-bedroom floor plan provides privacy for family members and guests alike. Step outside to enjoy the beautifully landscaped backyard featuring a paver patio, a wrought-iron fenced entertaining area, and peaceful natural views with no rear neighbors. Sugarmill Woods is a premier golf community offering an exceptional Florida lifestyle. Homeowners have the opportunity to join a variety of optional memberships, including golf, clubhouse, swimming pool, fitness, tennis, pickleball, dining, and an active social calendar with events and recreational activities. Located in the heart of Florida's Nature Coast, you'll enjoy easy access to kayaking and boating on the Homosassa River, waterfront dining, Monkey Island, Ellie Schiller Homosassa Springs Wildlife State Park, fishing, hiking, and countless outdoor recreational opportunities. Conveniently situated near major highways, you'll have an easy commute to Tampa and easy access to Florida's award-winning Gulf Coast beaches.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7887823
StatusActive
Year Built2004
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionSUGARMILL WOODS OAK VILLAGE
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Tray Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Sliding Doors, Storage
FencingFenced, Other
Other StructuresShed(s)
Lot Size0.37 acres (15,969 sq ft)
Lot FeaturesCorner Lot
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$155 / Annually
Senior CommunityNo

Financial Details

List Price$359,900
Annual Taxes$3,266 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDR
Parcel #18E20S130020022100130

Schools

ElementaryLecanto Primary School
MiddleLecanto Middle School
HighLecanto High School

Directions

From Tampa: 275-S to 589-N. Take Exit 55, US-98/Ponce De Leon Rd. Turn left onto Ponce De Leon Rd. Turn left onto S. Oak Village Blvd. Turn right onto Daisy St. Turn left onto Plumbago Dr.

Location

1 PLUMBAGO DRIVE, HOMOSASSA, FL 34446

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedJuly 20, 2026

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Home Price

$359,900

20% ($71,980)
6.75%

Loan Term

Principal & Interest$1,867
Property Tax (est.)$330
Insurance (est.)$150
Total Monthly$2,347
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $359,900 home in HOMOSASSA.

🏛️

FHA Loan

$12,597 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 25, 2026.

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