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$675,000

2004 LEISURE DRIVE, WINTER HAVEN, FL 33881

3D Tour
Active72 days on market

Beds

4

Baths

3

Sq Ft

2,312 sq ft

Year Built

1978

Lot Size

0.28 acres

Garage

2

About This Property

Experience true Florida waterfront living on beautiful Lake Hartridge, one of the larger lakes on Winter Haven's famous Chain of 24 interconnected lakes. With miles of navigable waterways, you'll enjoy waterfront dining & various live music venues which have docks, as well as fishing, water skiing, kayaking, sailing, and endless exploration without ever leaving the chain. Beautifully renovated 4-bedroom, 3-bath lakefront home, offering approximately 90 feet of shoreline with a private dock, which offers the perfect blend of comfort, convenience, and breathtaking scenery. Begin each day with spectacular sunrise views from the spacious screened lanai overlooking the lake, where you'll regularly enjoy sightings of bald eagles, ospreys, herons, otters, and other native Florida wildlife. Entertain lakeside or spend the afternoon on the water. Lake Hartridge Park and the public boat ramp are conveniently located just down the street. Inside, soaring vaulted ceilings and an open, light-filled floor plan create an inviting atmosphere that complements the waterfront setting. The thoughtfully designed split-bedroom layout includes two Master Suites, each featuring a private bath, walk-in closets, and direct access to the screened lanai. There is also direct access to a bathroom from the patio; perfect after boating, swimming, fishing, gardening, or enjoying a day on the lake. Extensive renovations and recent improvements provide exceptional comfort, efficiency, and peace of mind, including: • Brand-new kitchen appliances • New 22-mil luxury vinyl plank flooring throughout • New RHEEM water heater • New lighting and ceiling fans throughout the home • Additional blown-in attic insulation for significantly improved energy efficiency • 2025 Goodman/Daikin 5-ton HVAC system with a transferable 5-year parts and labor warranty, which is transferable to you. • 2023 Generac 22-kW whole-house generator, recently professionally serviced, tested, and ready to provide uninterrupted power whenever needed • Durable 40-year metal roof with approximately 15+ years of expected service life remaining Additional features include public water, sewer, and natural gas service, a wood-burning fireplace with a natural gas starter for effortless fires, a spacious two-car garage with a recently installed automatic garage door opener, and a lake-fed irrigation system that keeps the lawn lush without costly municipal water. Whether you're looking for a year-round residence, a luxurious waterfront retreat, or a home designed for the boating lifestyle, opportunities like this on the Winter Haven Chain of Lakes are becoming increasingly difficult to find. This property combines modern updates, dependable major systems, and one of Central Florida's waterfront locations into a truly exceptional place to call home.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7887886
StatusActive
Year Built1978
Stories1
Total Rooms8
ConstructionBlock, Concrete, Stucco
RoofMetal
FoundationSlab
FacesWest
SubdivisionLEISURE SHORES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingHeat Pump
FireplaceYes ()

Exterior & Lot

ExteriorSidewalk
FencingFenced
Lot Size0.28 acres (12,362 sq ft)
Lot Dimensions85 x 131
Road SurfaceConcrete
0

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Available, Natural Gas Available, Sewer Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$675,000
Original Price$684,999
Annual Taxes$2,816 (2025)
FinancingCash, Conventional, FHA, Owner May Carry, USDA Loan, VA Loan
ZoningR-1
Parcel #262807527800005110

Schools

ElementaryFred G. Garnier Elem
MiddleWestwood Middle
HighWinter Haven Senior

Directions

From Havendale Blvd in Winter Haven, FL, turn north on 21st Street NW (Chevron gas Station). In approximately one mile, turn right onto Marilyn Ave. At the first intersection, turn right on Leisure Drive. It will be the third house from the end of the street on the right (lakefront).

Location

2004 LEISURE DRIVE, WINTER HAVEN, FL 33881

Listing Information

OfficeLISTWITHFREEDOM.COM
ListedJuly 22, 2026

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Home Price

$675,000

20% ($135,000)
6.75%

Loan Term

Principal & Interest$3,502
Property Tax (est.)$619
Insurance (est.)$150
Total Monthly$4,271
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $675,000 home in WINTER HAVEN.

🏛️

FHA Loan

$23,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$33,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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