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$320,000

10914 PENNY GALE LOOP, SAN ANTONIO, FL 33576

3D Tour
Active83 days on market

Beds

3

Baths

2

Sq Ft

1,510 sq ft

Year Built

2021

Lot Size

0.15 acres

Garage

2

About This Property

$10,000 PRICE REDUCTION! Now is your chance to own this beautifully maintained, newer-construction home in the highly sought-after Mirada community—home to the nation’s largest MetroLagoon! This inviting 3-bedroom, 2-bathroom home features a bright, open-concept layout designed for comfortable everyday living and effortless entertaining. The spacious kitchen showcases modern cabinetry, sleek countertops, a stylish backsplash, stainless steel appliances, and abundant storage, all flowing seamlessly into the living and dining areas. The private primary suite offers a spacious walk-in closet and an upgraded, spa-inspired shower. An added bonus is the whole-house water filtration system, which provides clean, high-quality water throughout the home. Step outside to your covered back porch and fully fenced backyard overlooking a tranquil pond and peaceful nature views—the perfect setting for morning coffee, evening sunsets, or simply relaxing and enjoying Florida living. Experience the incredible Mirada lifestyle with HOA amenities that include high-speed ULTRAFi internet, cable, and access to the spectacular 15-acre Crystal Lagoon. Enjoy swimming, kayaking, paddleboarding, sandy beaches, a floating obstacle course, and year-round community events. The community also offers scenic walking trails, playgrounds, and a dog park. Conveniently located near I-75, shopping, dining, and Tampa, this home offers an exceptional combination of comfort, convenience, beautiful pond views, premium water filtration, and resort-style amenities. With a NEW $10,000 PRICE REDUCTION, this home is an incredible value! Don’t miss your opportunity to Live the Lagoon lifestyle—schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7888014
StatusActive
Year Built2021
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionMIRADA PRCL 17-1
CountyPasco
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Washer, Water Softener
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System
FencingFenced, Vinyl
Lot Size0.15 acres (6,554 sq ft)
Lot FeaturesLandscaped, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Street Lights

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$90 / Monthly
Senior CommunityNo

Financial Details

List Price$320,000
Original Price$330,000
Annual Taxes$7,126 (2025)
ZoningMPUD
Parcel #202515001.0022.00013.0

Schools

ElementarySan Antonio-PO

Directions

From Tampa, FL - Head toward I-275 North. Exit 285, head right on the ramp for FL-52 toward Dade City / San Antonio. Keep right, heading toward Dade City / Pasco - Hern State Col / Saint Leo Univ / SAN ANTONIO. Turn right onto Mirada Blvd. Turn right onto Setter Palm Rd. Turn left onto Penny Gale Loop.

Location

10914 PENNY GALE LOOP, SAN ANTONIO, FL 33576

Listing Information

OfficeCENTURY 21 BE3
ListedJuly 27, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$320,000

20% ($64,000)
6.75%

Loan Term

Principal & Interest$1,660
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,104
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $320,000 home in SAN ANTONIO.

🏛️

FHA Loan

$11,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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