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$389,900
Beds
2
Baths
2
Sq Ft
1,534 sq ft
Year Built
1980
Lot Size
0.17 acres
Garage
1
ANCHORS AWAY TO HERNANDO BEACH COASTAL LIVING! RARE OPPORTUNITY TO OWN A FURNISHED WATERFRONT HOME UNDER 400,000 WITH ROOM FOR A POOL & LOCATED JUST MINUTES FROM THE HERNANDO BEACH COMMUNITY BOAT LIFT FOR EASY ACCESS TO THE SALTWATER SIDE & GULF! This furnished 3 Bedroom, 2 Bathroom, 1 Car Garage waterfront home has the nautical charm buyers love, from the navy blue exterior with crisp white trim to the anchor accents, palm tree lights, tropical landscaping & inviting waterfront setting. Sitting higher in elevation than many Hernando Beach homes, this property offers added peace of mind while still capturing the relaxed waterfront lifestyle buyers are looking for. From the moment you walk through the front door, you are welcomed by a beautiful stained-glass egret window & a straight view through the home to the backyard, palm trees & water beyond. The open floor plan features a living room, dining area & coastal kitchen that flows into a rear sitting area, creating a comfortable layout for everyday living, entertaining or relaxing after a day on the water. The home is completely tiled throughout & has a coastal feel with Caribbean-style window cornices, PGT windows, white shaker cabinetry, gray & white quartz countertops, breakfast bar, soft-close cabinetry, lower pot drawers, built-in pantry with pull-outs, all appliances included & a rolling island that stays. Both bathrooms have been beautifully remodeled, adding to the move-in-ready appeal. The 5x5 utility room backs up to the garage area where the washer & dryer are currently located, creating an easy opportunity to convert this space into an interior laundry room. The garage also includes an unfinished 3rd bathroom, offering additional potential for a bedroom/bathroom setup, guest area, hobby space or flexible use, depending on the buyer's needs. Outside, enjoy multiple outdoor living spaces including a patio just off the sliding glass doors, a paver patio with a hot tub that stays, an additional patio area perfect for grilling, plenty of room to add the pool you've always wanted, beautiful queen palms in the front yard, Bismarck palms in the backyard & a floating dock for enjoying the waterfront lifestyle. A paver parking pad along the side of the home provides valuable extra space for a boat trailer, utility trailer, golf cart or additional vehicles, making it even easier to enjoy the coastal lifestyle. Located close to the Hernando Beach Community Boat Lift, you'll enjoy convenient access to the saltwater side & Gulf, making boating, fishing, kayaking, scalloping & waterfront adventures part of everyday life. Additional highlights include a 2021 dimensional shingle roof, 2019 HVAC & furnishings included. Hernando Beach is a laid-back coastal community known for its canals, waterfront restaurants, marinas, boating lifestyle, golf cart rides, spectacular sunsets, coastal wildlife, friendly neighbors & easy access to Weeki Wachee, the Gulf & all the natural beauty of Florida's Nature Coast. This home offers the perfect blend of nautical character, tropical outdoor living, future potential & relaxed Hernando Beach charm.
Shoal Line Blvd to Hermosa to Right on Oleander
3388 OLEANDER DRIVE, HERNANDO BEACH, FL 34607
Pick a Day
Preferred Time
Home Price
$389,900
Loan Term
Multiple financing options available for this $389,900 home in HERNANDO BEACH.
🏦
$19,495 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 1, 2026.