Open House
Saturday, September 5 · 11:00 AM–3:00 PM
$499,900
3302 TURKS CAP DRIVE, HERNANDO BEACH, FL 34607
Beds
3
Baths
2
Sq Ft
2,046 sq ft
Year Built
1996
Lot Size
0.20 acres
Garage
4
About This Property
COASTAL KEY WEST STYLE WATERFRONT LIVING ACROSS FROM THE GULF IN HERNANDO BEACH! CAN COME FURNISHED! This 3 Bedroom, 2 Bathroom Waterfront Home offers the best of Florida coastal living with beautiful canal frontage in the rear & the Gulf of Mexico just across the street in the front. Start your mornings watching the sunrise over the wide canal from the back porch, then end your evenings on the front deck taking in spectacular Gulf sunsets. The front deck is perfectly positioned to enjoy colorful western skies & refreshing coastal breezes, making it one of the home’s standout features. Located in the desirable Hernando Beach community, you’ll love the boating lifestyle, friendly atmosphere & beautiful Nature Coast scenery. Inside, the open floor plan features vaulted ceilings, abundant natural light & a welcoming coastal feel. The main living level includes a spacious living room, sitting area, dining area & a coastal kitchen with white wood cabinetry, white appliances, GRANITE countertops, breakfast bar & pantry. The primary bedroom is conveniently located on the main level with a walk-in closet & private bath featuring a walk-in shower. Two additional guest bedrooms are privately situated, one with a walk-in closet, plus a guest bath with a walk-in shower. The third level offers a versatile loft ideal for a home office, den, hobby room or additional living space. The laundry room includes cabinetry, washer & dryer, wine rack, built-in ironing board & additional pantry storage. Downstairs is where this home truly shines with an ENORMOUS GARAGE offering approximately 4-car capacity after the interior walls were removed, creating an incredible open space ready for your vision. Whether you need room for multiple vehicles, boats, golf carts, kayaks, a workshop, home gym or the ultimate man cave, this flexible area offers endless possibilities. Additional features include a 2020 HVAC & durable METAL ROOF. Hernando Beach Middle offers access to the saltwater side through the Community Boat Lift, making it easy to enjoy boating, fishing, kayaking & everything Florida’s Nature Coast has to offer. With Gulf sunsets from the front deck, peaceful canal sunrises in the back, an oversized four-car garage with unlimited potential & a relaxed waterfront lifestyle, this coastal retreat is ready for its next owner.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Shoal Line Blvd to Hermosa to Turks Cap Drive. Home is on the Corner of Hermosa and Turks Cap Drive.
Location
3302 TURKS CAP DRIVE, HERNANDO BEACH, FL 34607
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$499,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $499,900 home in HERNANDO BEACH.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$24,995 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
More Homes in Hernando Beach
More Homes in Hernando Beach
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 5, 2026.