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$349,000

12929 PALAPA LOOP, SPRING HILL, FL 34610

3D Tour
Active68 days on market

Beds

3

Baths

2

Sq Ft

1,682 sq ft

Year Built

2018

Lot Size

0.22 acres

Garage

2

About This Property

Situated in the desirable Talavera community, this beautifully positioned on a 0.21-acre homesite overlooking a peaceful community pond, this well-maintained 3-bedroom, 2-bath home offers an inviting blend of comfort, style, and functional living. Attractive curb appeal begins with manicured landscaping, decorative stacked-stone accents, a covered front entry with an arched architectural detail, and a spacious two-car garage, creating a warm first impression upon arrival. Stepping inside, the welcoming foyer features tile flooring, high ceilings, and a long hallway that leads your eye toward the bright, open living spaces beyond. Just off the entry are two generously sized secondary bedrooms, each offering tile flooring, ceiling fans, abundant natural light, and built-in closets. Positioned between them is a full guest bathroom complete with a granite vanity, dark wood cabinetry, updated lighting, and a tub with a full-height tiled surround, creating a convenient and private wing for family members or guests. Continuing into the heart of the home, the spacious living room is designed for both everyday living and entertaining. A tray ceiling with recessed lighting adds architectural interest, while large windows frame peaceful backyard and pond views, filling the room with natural light. The seamless connection to the kitchen and dining area creates an open, welcoming atmosphere where everyone can gather comfortably. The kitchen serves as the centerpiece of the home, offering granite countertops, rich dark wood cabinetry, stainless steel appliances, recessed lighting, a pantry, abundant cabinet storage, and a large center island with breakfast bar seating beneath elegant pendant lighting. A window above the sink brightens the workspace, while the adjacent dining area overlooks the backyard and features sliding glass doors that open directly to the covered patio, making indoor and outdoor entertaining effortless. Privately situated at the rear of the home, the spacious primary suite provides a relaxing retreat away from the secondary bedrooms. The room features tile flooring, a large backyard-facing window, and plenty of space for a full bedroom suite. The en-suite bathroom is thoughtfully appointed with a water closet, dual-sink granite vanity, abundant dark wood cabinetry, framed mirror, updated lighting, a spacious tiled walk-in shower with a glass enclosure, and an oversized walk-in closet. Just outside the suite, the dedicated laundry room offers washer and dryer hookups, built-in shelving, and a utility sink for added convenience. Step outside to a covered patio overlooking an expansive backyard where tranquil pond views create the perfect backdrop for relaxing or entertaining. White fencing reserves both privacy and the scenic waterfront setting, while mature shade trees and generous green space provide endless opportunities for outdoor enjoyment. Combining quality finishes and a peaceful waterfront setting, this home offers comfort, functionality, and a place you'll truly enjoy coming home to. A roof installed in 2018 and impact glass/storm windows provide added value, durability, and peace of mind. This well-maintained home offers access to an impressive collection of amenities, including a resort-style community pool, cabana, playground, basketball court, tennis courts, community pond, and community garden, all maintained through the Homeowners Association.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7888086
StatusActive
Year Built2018
Total Rooms3
ConstructionBlock, Concrete
RoofShingle
FoundationBlock
FacesEast
SubdivisionTALAVERA PHASE 1A-3
CountyPasco
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorKitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Tray Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsStorm Window(s)
CoolingCentral Air
HeatingElectric
SecuritySecurity Lights, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors, Sprinkler Metered
Lot Size0.22 acres (9,436 sq ft)
Lot FeaturesCleared, Landscaped, Level, Sidewalk
Road SurfacePaved, Asphalt
ViewGarden, Water
0

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPrivate Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Sewer Available, Sewer Connected, Sprinkler Meter, Street Lights, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$57 / Quarterly
Senior CommunityNo

Financial Details

List Price$349,000
Original Price$365,000
Annual Taxes$5,800 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #0425180040012000170

Schools

ElementaryMary Giella Elementary-PO
MiddleCrews Lake Middle-PO
HighLand O' Lakes High-PO

Directions

From SR 52, turn onto Talavera Parkway, then turn onto Palapa Loop. Continue to 12929 Palapa Loop, located within the Talavera community.

Location

12929 PALAPA LOOP, SPRING HILL, FL 34610

Listing Information

OfficeRE/MAX MARKETING SPECIALISTS
ListedJuly 30, 2026

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Home Price

$349,000

20% ($69,800)
6.75%

Loan Term

Principal & Interest$1,811
Property Tax (est.)$320
Insurance (est.)$150
Total Monthly$2,281
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $349,000 home in SPRING HILL.

🏛️

FHA Loan

$12,215 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.

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