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$350,165

2236 LABRADOR LOOP, WINTER HAVEN, FL 33884

3D Tour
Active68 days on market

Beds

4

Baths

2

Sq Ft

2,021 sq ft

Year Built

2027

Lot Size

0.15 acres

Garage

2

About This Property

Pre-Construction. To be built. Welcome to Ashton Covey in Winter Haven! The Panama single-family home is what you always pictured for yourself. Step in from the 2-car garage or front porch and pass the first of 3 spacious bedrooms and a full bath with double vanity. A versatile flex space can be used as an office, a study, or a 4th bedroom. In the dining area, prepare to be wowed. This space is highlighted by a gourmet kitchen with a large island overlooking a lanai and a great room where friends and family will gather. Your luxurious owner’s suite includes a beautiful tray ceiling, a double vanity owner’s bath and a huge walk-in closet. The Panama is pure bliss. Discover the ultimate Florida lifestyle in this stunning community. Perfectly situated just off US Highway 27, your new home offers seamless access to work, outdoor recreation, shopping, dining, and more. Imagine being less than 15 minutes from Downtown Winter Haven, where charming local shops and restaurants await your exploration. Plus, you're just 5 miles from public lake access at Lake Daisy, ideal for a day of boating, paddle boarding, and enjoying the water. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7888133
StatusActive
Year Built2027
Total Rooms11
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesWest
SubdivisionASHTON COVEY
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorEating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range
LaundryInside
WindowsENERGY STAR Qualified Windows
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorSliding Doors
Lot Size0.15 acres (6,545 sq ft)
Lot Dimensions55 x 119
Lot FeaturesSidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Street Lights

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$63 / Monthly
Senior CommunityNo

Financial Details

List Price$350,165
FinancingCash, Conventional, FHA, VA Loan
Parcel #272918865159001880

Schools

ElementaryChain O Lakes Elem
MiddleMcLaughlin Academy Of Excellence
HighLake Region High

Directions

From I-4 West; Take exit 55 for US 25 S; Continue straight on US 27 S for 20 miles; Turn right onto Thompson Nursery Road; In 1.5 miles, Ashton Covey will be on your right.

Location

2236 LABRADOR LOOP, WINTER HAVEN, FL 33884

Listing Information

OfficeMALTBIE REALTY GROUP
ListedJuly 30, 2026

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Home Price

$350,165

20% ($70,033)
6.75%

Loan Term

Principal & Interest$1,817
Property Tax (est.)$321
Insurance (est.)$150
Total Monthly$2,288
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $350,165 home in WINTER HAVEN.

🏛️

FHA Loan

$12,256 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,508 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.

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