$413,339
3339 POINSETTIA DRIVE, HERNANDO BEACH, FL 34607
Beds
3
Baths
2
Sq Ft
1,776 sq ft
Year Built
1982
Lot Size
0.14 acres
Garage
1
About This Property
Enjoy breathtaking, wide-open water views from this beautifully updated waterfront retreat in Hernando Beach! NO HOA and NO SHORT-TERM RENTAL RESTRICTIONS! This spacious 3-bedroom, 2-bathroom home offers over 1,775 square feet of living space with an inviting open-concept floor plan and stunning sunset views from the large west-facing covered patio. Embrace waterfront living with your own 16-foot floating dock and private boat ramp, providing convenient access to the deep freshwater canal. Enjoy fishing right from your backyard or exploring the surrounding waterways by kayak, paddleboard, or boat. Gulf access for swimming, snorkeling, and fishing is just a half-mile paddle away, while low-profile boats up to 22 feet can access the saltwater canals and Gulf channels via a boat lift less than a mile away. Parking is plentiful with a one-car garage, two covered carports, and three additional uncovered parking spaces, offering plenty of room for vehicles, boats, and recreational equipment. This home features numerous updates for added peace of mind, including a new roof (2024), A/C (2021), tankless water heater (2024), and water softening system (2024). Located in a charming, golf-cart-friendly coastal community, this property is just a short walk from the Weeki Wachee Nature Preserve, waterfront restaurants, and local entertainment. Shopping, marinas, boat ramps, recreational paddle trails, and community parks are all nearby. The world-famous Weeki Wachee River and Weeki Wachee Springs State Park are just minutes away. Whether you’re looking for a full-time waterfront residence, a relaxing weekend getaway, or an investment property with vacation rental potential, this home offers the perfect opportunity to experience the best of Florida’s Nature Coast. Come enjoy the waterfront lifestyle you’ve been dreaming of!
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Head North on Shoal Line blvd., Turn West on Hermosa Blvd., Turn North on Poinettia, Home is on the Left hand side
Location
3339 POINSETTIA DRIVE, HERNANDO BEACH, FL 34607
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$413,339
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $413,339 home in HERNANDO BEACH.
🏛️
FHA Loan
$14,467 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,667 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 10, 2026.