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- Temple Terrace Homes for Sale
- 8616 SHIRLEY DRIVE
$340,000
8616 SHIRLEY DRIVE, TEMPLE TERRACE, FL 33617
Beds
3
Baths
2
Sq Ft
1,241 sq ft
Year Built
1956
Lot Size
0.17 acres
Garage
—
About This Property
Energy-efficient, move-in ready 3-bedroom, 2-bathroom concrete block home with a bonus flex room, covered carport, NO HOA, and NO CDD in Temple Terrace, FL 33617. Sitting in Flood Zone X, so flood insurance is not required by most lenders. The expensive stuff is already handled here: the solar panels will be fully PAID OFF with no lease to assume, no loan to inherit and they keep the monthly electric bill down to an average of $20 monthly. The HVAC was replaced in 2021, the electrical was updated in 2019, and double-pane insulated windows were installed in 2012 for energy efficiency, sound reduction, and lower utility costs year-round. Low cost of ownership isn't a buzzword here, it's the whole setup: no HOA dues, no CDD fees, a minimal electric bill, no flood insurance requirement, and updated major systems in a solid block construction mid-century home built in 1956. Inside, durable luxury vinyl plank (LVP) flooring runs throughout for easy maintenance with no carpet to babysit. The living room connects to the dining room and kitchen at the center of the home for an easy everyday flow, and an interior laundry area keeps laundry day inside where it belongs. The primary bedroom includes a walk-in closet and en-suite primary bathroom, while two additional bedrooms with closets share a second full bathroom. Then there's the flex room: a separate bonus space near the kitchen and laundry that could become a true 4th bedroom with little more than the addition of a closet or serve as a home office, guest room, nursery, playroom, craft room, home gym, or library, depending on your plot line. Outside, a covered front patio handles morning coffee and evening breezes, and the 11x17 covered carport keeps your car out of the Florida sun. With no HOA, there's no extra rulebook or monthly bill attached to your own home. The location earns its keep: minutes from the University of South Florida (USF), AdventHealth Tampa, Moffitt Cancer Center, Busch Gardens, Adventure Island, and the Temple Terrace Golf & Country Club, with parks, trails, and kayak launches along the Hillsborough River and the Temple Terrace Family Recreation Complex nearby. Everyday shopping and dining sit along 56th Street and Fowler Avenue, and commuters get quick access to I-75 and I-275. Downtown Tampa and Ybor City are about 15 minutes away, with Tampa International Airport roughly 25. First-time buyers, downsizers, medical professionals, and investors take note: this pocket of Hillsborough County stays in steady demand thanks to the USF and hospital corridor. A well-kept Temple Terrace home with modern systems, real energy savings, flexible space, and none of the monthly fees.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Busch blvd to overlook make right, go to Grove hill road make left, go to shirley drive make right - house will be on right.
Location
8616 SHIRLEY DRIVE, TEMPLE TERRACE, FL 33617
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$340,000
Loan Term
How to Buy This Home
Multiple financing options available for this $340,000 home in TEMPLE TERRACE.
🏛️
FHA Loan
$11,900 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$17,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 22, 2026.