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$325,000

13224 NEPTUNE DRIVE, HUDSON, FL 34667

3D Tour
Active61 days on market

Beds

2

Baths

2

Sq Ft

1,206 sq ft

Year Built

1979

Lot Size

0.17 acres

Garage

1

About This Property

DIRECT GULF ACCESS | 105 FT OF WATERFRONT | MOVE-IN READY | NO HOA Welcome to your Gulf Coast boating paradise! This beautifully updated 2-bedroom, 2-bath waterfront home offers the perfect combination of modern comfort and exceptional boating access. Located on a saltwater canal with 105 feet of concrete seawall, this property provides direct Gulf access with no fixed bridges, making it ideal for sailboats, larger vessels, and serious boaters. Inside, you'll find a bright, open floor plan centered around a stunning oversized kitchen featuring stainless steel appliances, granite countertops, white shaker cabinetry, floating shelves, and abundant workspace—perfect for entertaining family and friends after a day on the water. Luxury wood-look vinyl plank flooring runs throughout the home, providing both durability and low-maintenance coastal living. An oversized screened porch overlooks the tranquil saltwater canal, creating the perfect place to enjoy your morning coffee while watching dolphins and manatees swim by. Cast a line from your own dock and catch redfish, snook, mangrove snapper, and other Gulf Coast favorites right from your backyard. The waterfront amenities are exceptional, including an oversized fixed dock, floating dock, boat lift, and 105 feet of concrete seawall, giving you plenty of room for multiple boats, kayaks, paddleboards, and water toys. While the garage is not full vehicle size, it provides excellent storage for a golf cart, motorcycles, fishing gear, bicycles, or boating equipment. Best of all, there is no HOA, giving you the freedom to fully enjoy your waterfront lifestyle. Located in the heart of Hudson Beach, you'll experience one of Florida's most authentic coastal communities. Often compared to the laid-back atmosphere of Key West decades ago, Hudson Beach is known for its waterfront tiki bars, seafood restaurants, working shrimp fleet, marinas, spectacular sunsets, and welcoming boating culture. Spend your weekends exploring the Gulf of Mexico. Cruise approximately 30 minutes south to the famous Anclote Key Sandbar, where crystal-clear water, shells, and shallow sandbars create one of the Gulf Coast's most popular boating destinations. Continue a few minutes farther to Anclote Key Preserve State Park, an undeveloped barrier island offering pristine beaches and outstanding shelling. Head north to discover Hernando Beach Flats, Weeki Wachee River, Homosassa, and Crystal River, where you'll enjoy waterfront restaurants, natural springs with year-round 74-degree water, incredible scalloping, fishing, kayaking, and some of Florida's most beautiful boating destinations. Despite its peaceful waterfront setting, Hudson Beach offers convenient access to everyday necessities. US-19 is just minutes away with shopping, restaurants, grocery stores, medical facilities, banks, and entertainment. Tampa International Airport is approximately one hour away, while Orlando's world-famous attractions can be reached in about 90 minutes. Whether you're searching for a full-time residence, vacation home, or the ultimate fishing retreat, this move-in-ready waterfront property delivers everything you've been dreaming of—modern updates, outstanding boating amenities, incredible fishing, and the relaxed Gulf Coast lifestyle that makes Hudson Beach one of Florida's hidden gems.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7888333
StatusActive
Year Built1979
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionPLEASURE ISLES
CountyPasco
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s)
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorPrivate Entrance, Private Mailbox, Private Yard
Lot Size0.17 acres (7,340 sq ft)
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$325,000
Annual Taxes$6,119 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR4
Parcel #162433011.0000.00022.0

Directions

US 19 to Saltwater to Neptune

Location

13224 NEPTUNE DRIVE, HUDSON, FL 34667

Listing Information

OfficeGULF COAST FISHING HOMES RLTY
ListedAugust 6, 2026

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Home Price

$325,000

20% ($65,000)
6.75%

Loan Term

Principal & Interest$1,686
Property Tax (est.)$298
Insurance (est.)$150
Total Monthly$2,134
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How to Buy This Home

Multiple financing options available for this $325,000 home in HUDSON.

🏛️

FHA Loan

$11,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 11, 2026.

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