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$690,000

1403 GARDEN AVENUE, TARPON SPRINGS, FL 34689

3D Tour
Active9 days on market

Beds

5

Baths

3

Sq Ft

2,549 sq ft

Year Built

1976

Lot Size

0.27 acres

Garage

2

About This Property

Coastal living meets incredible flexibility in this beautifully updated pool home with a separate guest house, located less than a mile from Sunset Beach and just minutes from the Sponge Docks and downtown Tarpon Springs. Set on a spacious 1/4-acre corner lot, the main home features 3 bedrooms, 2 fully remodeled bathrooms (2022), an open and airy layout, an oversized two car garage, and a new roof installed in (2020). The private backyard oasis offers a heated saltwater pool, brick paver patio, covered outdoor living space, and a gated side yard ideal for RV or boat parking. This home has a detached guest house, perfect for coastal vacation rentals, multigenerational living, or extended stay guests. The separate residence includes 2-bedrooms, 1-bathroom, private entrances from both side yard and pool area, and a brand-new AC unit installed in (2025). Additional upgrades include a new pool pump and heater (2022). This home may be sold fully furnished, offering a turnkey opportunity for immediate move-in or rental use.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7888387
StatusActive
Year Built1976
Stories1
Total Rooms10
ConstructionBlock, Concrete
RoofShingle
FoundationSlab
FacesEast
SubdivisionSUNSET HILLS 4TH ADD
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen
FlooringCeramic Tile
AppliancesConvection Oven, Cooktop, Dishwasher, Disposal, Dryer, Range Hood, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorCourtyard, Private Yard, Sidewalk, Storage
Other StructuresGuest House, Shed(s)
Lot Size0.27 acres (11,944 sq ft)
Lot Dimensions92 x 128
Lot FeaturesCorner Lot
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Screen Enclosure

Utilities

WaterNone
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Sewer Available, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$690,000
Annual Taxes$9,017 (2025)
FinancingCash, Conventional, VA Loan
Parcel #112715878410000140

Schools

ElementarySunset Hills Elementary-PN
MiddleTarpon Springs Middle-PN
HighTarpon Springs High-PN

Directions

From US-19, turn right on Mango St, right on Virginia Ave, left on Whitcomb Blvd, Left on Gulf Rd, Right on Peninsula Ave, Left on Garden.

Location

1403 GARDEN AVENUE, TARPON SPRINGS, FL 34689

Listing Information

OfficeTHE WILKINS WAY LLC
ListedAugust 14, 2026

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Home Price

$690,000

20% ($138,000)
6.75%

Loan Term

Principal & Interest$3,580
Property Tax (est.)$633
Insurance (est.)$150
Total Monthly$4,363
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $690,000 home in TARPON SPRINGS.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$34,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 23, 2026.

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