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$877,000

3294 MINNOW CREEK DRIVE, HERNANDO BEACH, FL 34607

3D Tour
Active24 days on market

Beds

3

Baths

2

Sq Ft

1,416 sq ft

Year Built

2003

Lot Size

0.16 acres

Garage

2

About This Property

Discover the ultimate Florida boating lifestyle in this exceptional waterfront home in Hernando Beach, where direct Gulf access is just minutes away. Located on a deep-water canal, this beautifully maintained home offers the perfect combination of quality construction, modern updates, and resort-style outdoor living. The thoughtfully designed two-story home features 3 bedrooms and 2 full baths, with the main living area located on the upper level to maximize water views and coastal breezes. An expansive outdoor living area overlooks the screened pool below, creating the perfect setting for morning coffee, evening drinks, or entertaining family and friends while enjoying the waterfront scenery. At the heart of the home is an updated kitchen featuring quartz countertops, a large center island, and abundant wood cabinetry incl. pull-outs and soft-close drawers, flowing seamlessly into the main living and dining spaces for comfortable everyday living and effortless entertaining. Step outside to your private tropical retreat, complete with an in-ground pool fully screen-enclosed. Whether you're relaxing poolside or watching boats pass by from the upper deck, every day feels like a vacation. Designed with boaters in mind, the property includes a 12,000-pound boat lift (2020) with attached dock, making it easy to keep your boat in the water and head out for a day of fishing, scalloping, fun at the Hernando Beach ''flats'', or watching unforgettable sunsets over the open Gulf. Additional features include an elevator providing convenient access between levels, an oversized garage with extra storage and a loft, a metal roof (2018), double pane windows, hurricane shutters, and a built-in pest control tube system for added convenience and peace of mind. Whether you're searching for a full-time waterfront residence or the perfect coastal getaway, this home offers everything that makes Hernando Beach one of Florida's hidden gems--deep-water boating, quick Gulf access, beautiful outdoor living, and the relaxed coastal lifestyle you've been dreaming of.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7888444
StatusActive
Year Built2003
Stories2
Total Rooms6
ConstructionStucco, Wood Frame
RoofMetal
FoundationStilt/On Piling
FacesNorth
SubdivisionGULF COAST RET
CountyHernando
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Elevator, Open Floorplan, Pest Guard System, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room, Upper Level
WindowsDouble Pane Windows, Shutters
CoolingCentral Air
HeatingCentral, Heat Pump

Exterior & Lot

ExteriorBalcony, Hurricane Shutters, Sliding Doors, Storage
Lot Size0.16 acres (7,000 sq ft)
Lot FeaturesLevel, Street Dead-End
Road SurfacePaved, Asphalt
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Pool Sweep, Screen Enclosure

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$877,000
Annual Taxes$3,750 (2025)
FinancingCash, Conventional
ZoningR1B
Parcel #R1222316189002200070

Schools

ElementaryWestside Elementary-HN
MiddleFox Chapel Middle School
HighWeeki Wachee High School

Directions

From Shoal Line Blvd, turn onto Caliente St, right on Maplewood Dr, left on Eagle Nest Dr, left Minnow Creek Dr to home on left.

Location

3294 MINNOW CREEK DRIVE, HERNANDO BEACH, FL 34607

Listing Information

OfficeTROPIC SHORES REALTY LLC
ListedAugust 10, 2026

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Home Price

$877,000

20% ($175,400)
6.75%

Loan Term

Principal & Interest$4,551
Property Tax (est.)$804
Insurance (est.)$150
Total Monthly$5,504
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 3, 2026.

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