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$359,999

9040 BAY DRIVE, SPRING HILL, FL 34606

3D Tour
Active48 days on market

Beds

3

Baths

2

Sq Ft

1,754 sq ft

Year Built

1978

Lot Size

0.34 acres

Garage

1

About This Property

You will not want to miss out on this gem of a home. Great curb appeal at the start with new retention walls surrounding the landscape. Inside you are welcomed with a flowing floor plan and beautiful natural light. Updated wood look tile floors flow throughout the home. The kitchen has been delightfully updated with stainless appliances, propane range, waterfall-edge island, quartz counters, farm sink, and recessed lighting. Dining room, which opens through French doors to the lanai, has a custom-built Quartz table, great for an entertaining space. Two suites are available in this home on each side of the home. Each has its own bathroom with updated vanities, and great closet space. The third bedroom is spacious and could also be used as an office, game room or craft room and has slider access to the front porch. Sunroom is enclosed by sliding doors that can be opened on a relaxing breezy evening. Spend hours in the pool year-round as there is a pool heater available. The back yard is just as adorable as the front. Landscaping beds flow throughout with oak trees and plants. Two large sheds for added storage and the garage has double doors leading to the back of the home. Extra's include new gutters and leaf guards, new pool liner for saltwater pool, fenced in back yard, lanai rescreened within the last 4 years, plantation shutters, inside laundry, Ac mini splits 2022, roof 2018. Come view this one today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7888732
StatusActive
Year Built1978
Total Rooms4
ConstructionStucco
RoofShingle
FoundationBlock
FacesEast
SubdivisionSPRING HILL
CountyHernando
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Solid Surface Counters, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringTile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingWall/Window Unit(s)
HeatingWall Units / Window Unit

Exterior & Lot

ExteriorRain Gutters, Sliding Doors
Lot Size0.34 acres (14,680 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground, Vinyl

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$359,999
Original Price$365,000
Annual Taxes$3,100 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDP
Parcel #R3232317525017260050

Directions

Heading South on Deltona Blvd, Take a right onto Bay Dr. Home is on the left.

Location

9040 BAY DRIVE, SPRING HILL, FL 34606

Listing Information

OfficeKW REALTY ELITE PARTNERS
ListedAugust 19, 2026

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Home Price

$359,999

20% ($72,000)
6.75%

Loan Term

Principal & Interest$1,868
Property Tax (est.)$330
Insurance (est.)$150
Total Monthly$2,348
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How to Buy This Home

Multiple financing options available for this $359,999 home in SPRING HILL.

🏛️

FHA Loan

$12,600 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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