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$798,000

11352 OYSTER BAY CIR, NEW PORT RICHEY, FL 34654

3D Tour
Active38 days on market

Beds

5

Baths

4

Sq Ft

3,945 sq ft

Year Built

2006

Lot Size

0.29 acres

Garage

3

About This Property

Lakefront Living in a Resort-Style Gated Community LAKEFRONT LIVING WITH BOATING ACCESS! This spacious 5-bedroom, 3.5-bath home with a loft and dedicated home office/den offers beautiful lake views, an expansive backyard, and a special opportunity reserved for lakefront homeowners—access to the community boat ramp and the ability to add your own private dock. Bring the boat or jet skis and enjoy the Florida lakefront lifestyle right from home while enjoying a property situated high and dry from storms. Step through the beautiful leaded-glass entry doors into an impressive formal living room featuring soaring ceilings and a grand staircase leading to the second floor. A separate formal dining room provides plenty of space for entertaining and special occasions. At the heart of the home is the updated kitchen, featuring crisp white cabinetry, stainless steel appliances, a center island, and plenty of workspace and storage. The adjoining breakfast nook is surrounded by seamless windows showcasing gorgeous lake views, creating the perfect place to start your morning. The spacious family room also overlooks the water, keeping those beautiful views front and center throughout the main living areas. The first-floor primary suite is a true retreat with peaceful lake views, a private en suite bathroom, and a large walk-in closet. Head upstairs to find four additional bedrooms plus a spacious loft, offering plenty of room for family, guests, a game room, media space, or second living area. Outside is where this property truly sets itself apart. The large backyard leads toward the lake, giving you the opportunity to create your own waterfront retreat. Unlike nonlakefront homes in the community, this lakefront property offers boating privileges and the potential for a private dock, allowing you to take full advantage of life on the water. And the lifestyle doesn't stop at your backyard! This gated, resort-style community offers an impressive collection of amenities including a clubhouse, fitness center, basketball court, pickleball court, playgrounds, fishing pier, and boat ramp exclusively available to lakefront homeowners. The HOA fee also includes trash, internet, cable TV, and more, adding even more value and convenience. Conveniently located near shopping, dining, hospitals, schools, and everyday necessities, this home combines space, recreation, convenience, and a waterfront lifestyle that's difficult to duplicate. This isn't just a home, it's the Florida lakefront lifestyle you've been waiting for. Schedule your private showing today! Owner is open to Lease Option.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7888855
StatusActive
Year Built2006
Total Rooms11
ConstructionBlock, Stucco, Wood Frame
RoofTile
FoundationSlab
FacesNorth
SubdivisionWATERS EDGE
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Laminate
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air, Humidity Control, Zoned
HeatingCentral, Natural Gas, Zoned
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors
Lot Size0.29 acres (12,480 sq ft)
Lot Dimensions156 x 80
Lot FeaturesIn County, Sidewalk
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesLake, Waterfront, Lake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$135 / Annually
Senior CommunityNo

Financial Details

List Price$798,000
Original Price$800,000
Annual Taxes$6,753 (2025)
FinancingCash, Conventional, FHA, Lease Option, VA Loan
ZoningMPUD
Parcel #2025170040000002180

Schools

ElementaryCypress Elementary-PO
MiddleRiver Ridge Middle-PO
HighRiver Ridge High-PO

Directions

US 19/East on Ridge/ North on Moon Lake/ left on Belle Haven/ left on Oyster Bay Circle

Location

11352 OYSTER BAY CIR, NEW PORT RICHEY, FL 34654

Listing Information

OfficeFLORIDA LUXURY REALTY INC
ListedSeptember 18, 2026

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Home Price

$798,000

20% ($159,600)
6.75%

Loan Term

Principal & Interest$4,141
Property Tax (est.)$732
Insurance (est.)$150
Total Monthly$5,022
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $798,000 home in NEW PORT RICHEY.

🏛️

FHA Loan

$27,930 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$39,900 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 26, 2026.

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