$500,000
3417 FERNLEAF DRIVE, HERNANDO BEACH, FL 34607
Beds
3
Baths
2
Sq Ft
1,590 sq ft
Year Built
2000
Lot Size
0.15 acres
Garage
2
About This Property
Recently Updated Waterfront Home with Spectacular Sunsets in Hernando Beach! Welcome to your slice of waterfront paradise! Recently updated and nestled on a peaceful cul-de-sac, this spacious 3-bedroom, 2-bath home offers beautiful water views and the perfect setting to enjoy breathtaking evening sunsets. Inside, you'll find a welcoming great room with vaulted ceilings and pocket sliders that open to the screened porch, creating an ideal indoor-outdoor living space. The kitchen features a breakfast bar, pantry, dining nook, and separate formal dining area—perfect for everyday living or entertaining. The primary suite offers dual sinks and a walk-in closet, while the convenient interior laundry room includes a wash tub. Downstairs, a large recreational room provides plenty of flexible space for gatherings, hobbies, a game room, or relaxing, along with a dedicated exercise area, storage closets, and a second screened porch. The oversized garage provides room for up to four vehicles, toys, or additional storage. For the boating and fishing enthusiast, this property offers a fishing and boat dock plus access to a community boat lift with Gulf of Mexico access. Additional features include ceiling fans, plant shelves, French doors, interior paneled doors, hurricane shutter panels, and attractive curb appeal. Whether you're looking for a full-time residence, vacation getaway, or waterfront retreat, or investment property, this recently updated Hernando Beach home offers the space, views, and waterfront lifestyle you've been waiting for. Don't miss this opportunity—schedule your private showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Shoal Line Blvd to W on Hermosa Blvd. R on Fernleaf Way to end of street.
Location
3417 FERNLEAF DRIVE, HERNANDO BEACH, FL 34607
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$500,000
Loan Term
How to Buy This Home
Multiple financing options available for this $500,000 home in HERNANDO BEACH.
🏛️
FHA Loan
$17,500 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$25,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 29, 2026.