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$555,000

10531 MIRACLE LANE, NEW PORT RICHEY, FL 34654

3D Tour
Active41 days on market

Beds

3

Baths

3

Sq Ft

2,032 sq ft

Year Built

2002

Lot Size

1.22 acres

Garage

3

About This Property

WELCOME TO YOUR EXECUTIVE HOME at 10531 Miracle Ln, New Port Richey in the UPSCALE gated community of Reserve at Golden Acres. This CUSTOM-BUILT model features 3 bedrooms, 3 bathrooms & 3 car garage on a PREMIUM LOT of 1.22 acres with pond & conservation views. This MAGNIFICENT ESTATE HOUSE has 2,032 heated sqft & a SPRAWLING 4,029 total sqft! SPLENDID exterior features are like NEW roof (12/2021), octagonal AMISH-BUILT GAZEBO with screening, wood deck, power, rope lighting & ceiling fan, LUSH tropical landscaping, carriage lights, expansive & pavered driveway & walkway, accent lighting & security system. Your GORGEOUS home features a REFRESHING, IN-GROUND, GAS-HEATED, SWIMMING POOL & SPA with FOUNTAIN within a HUGE pavered & screened lanai. Enjoy the enclosed patio with glass windows over the screens, ceiling fan, privacy rolling shades for the windows & portable AC unit which conveys with the sale. Walking past the STATELY pair of porch columns & stepping through the tall glass double doors, you'll LOVE how BRIGHT & CHEERY everything feels with NATURAL SUNSHINE streaming through the multiple windows ILLUMINATING the interior. The windows feature CUSTOM WOOD PLANTATION SHUTTERS for a truly ELEGANT TOUCH. You'll MARVEL at the volume ceilings, plentiful lights & ENGINEERED PECAN HARDWOOD FLOORS in the primary bedroom, living & dining rooms. The kitchen, bathrooms, dinette & laundry rooms feature ceramic tile floors. The OPEN CONCEPT PLAN consists of the foyer, kitchen, breakfast nook & formal dining & living rooms. The GOURMET kitchen features stainless steel appliances: like new fridge (2025), BRAND NEW DISPOSAL (8/2026), microwave, range & Bosch dishwasher. Additionally, there are PREMIUM wood cabinets with upper & lower trim & hardware, tile backsplash, GRANITE counters, WALK-IN pantry & breakfast bar. Enjoy a casual meal in the dinette with pretty chandelier or utilize the formal dining room for entertaining. Create memories in the SPACIOUS living room with double-tray ceiling. After a long day, retreat to the EXQUISITE primary bedroom suite with private bathroom. The primary bedroom can easily accommodate king size furniture & has dual closets (1 walk-in & 1 built-in) & ceiling fan. The private bathroom consists of dual sinks, granite counters, linen closet, upper shelving, private toilet room, garden soaking tub & a separate step-in shower with shower bench. Two more bedrooms are located on the opposite wing of the home & have their own bathroom. These bedrooms are equal in size & have a ceiling fan & built-in closets. The bedroom which is currently set up as an office has a SUPER COOL CORK FLOOR! The bathroom located by this office consists of tub/shower combo, cultured marble counter, cabinet storage & a linen closet in the hall. The third bathroom with shower is a true POOL BATH with direct access to the pool area. MORE THINGS TO LOVE ABOUT YOUR NEW HOME ON MIRACLE LN: dedicated laundry room with cabinets & utility sink, Water heater (11/2023), water softener system, crown moldings throughout the home, all base & crown moldings & doors painted in 2025, archway entrances into the rooms, house wired for security, sprinklers/irrigation around the property on county water, oversized garage & 2 vinyl tool sheds on the property convey. Close to VIBRANT amenities like restaurants, beaches, shopping plazas, medical facilities, airport, places of worship & tourist attractions, makes this location IDEAL! MAKE THIS YOUR FUTURE HOME!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7889032
StatusActive
Year Built2002
Stories1
Total Rooms15
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionRESERVE AT GOLDEN ACRES
CountyPasco
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Cork, Engineered Hardwood
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsShutters, Window Treatments
CoolingCentral Air
HeatingCentral, Electric, Heat Pump
FireplaceYes ()
SecurityGated Community, Security System, Security System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorCourtyard, Garden, Irrigation System, Lighting, Permeable Paving, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered, Storage
Other StructuresGazebo, Shed(s), Storage
Lot Size1.22 acres (53,271 sq ft)
Lot Dimensions140 x 429 x 168 x 331
Lot FeaturesCleared, Conservation Area, In County, Landscaped, Level, Near Golf Course, Near Marina, Near Public Transit, Oversized Lot, Sidewalk
Road SurfacePaved, Asphalt, Concrete
ViewGarden, Pool, Trees/Woods, Water

Pool & Spa

Private PoolYes
Pool FeaturesChild Safety Fence, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Screen Enclosure
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$135 / Monthly
Senior CommunityNo

Financial Details

List Price$555,000
Original Price$560,000
Annual Taxes$3,056 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR4
Parcel #1725170210000000940

Schools

ElementaryCypress Elementary-PO
MiddleRiver Ridge Middle-PO
HighRiver Ridge High-PO

Directions

From Moon Lake Rd in New Port Richey, turn onto Lakeview Dr into the gated community of Reserves at Golden Acres. Turn right onto Miracle Ln. Your stunning house at 10531 Miracle Ln, New Port Richey, FL will be on your left-hand side.

Location

10531 MIRACLE LANE, NEW PORT RICHEY, FL 34654

Listing Information

OfficeFUTURE HOME REALTY
ListedAugust 28, 2026

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Home Price

$555,000

20% ($111,000)
6.75%

Loan Term

Principal & Interest$2,880
Property Tax (est.)$509
Insurance (est.)$150
Total Monthly$3,539
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $555,000 home in NEW PORT RICHEY.

🏛️

FHA Loan

$19,425 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 13, 2026.

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