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$485,000

3961 HEADSAIL DRIVE, NEW PORT RICHEY, FL 34652

3D Tour
Active35 days on market

Beds

2

Baths

2

Sq Ft

1,310 sq ft

Year Built

1968

Lot Size

0.14 acres

Garage

1

About This Property

Virtually Staged. New, New, New, no cost spared in the beautiful reconstruction of this home! This lovely split bedroom is in move in mint condition and maintenance free for years to come. This stunning home has been totally upgraded, gorgeous tiles thru out, 2 new bathrooms, new kitchen, Stainless appliances, indoor laundry area, new windows, new roof, new AC with new ductwork in the attic. Great areas for outdoor living and entertaining front and back. Private garden and courtyard as you enter the house and screen porch across the entire back of the property to hang out and enjoy the waterfront views. Great street in Gulf Harbors perfct for walking, and biking with membership available to the local Gulf Harbors beach club. Only 45 minutes from Tampa Airport , and 10 minutes to Downtown New Port Richey restaurants,river front park and shopping.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7889230
StatusActive
Year Built1968
Stories1
Total Rooms8
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionFLOR A MAR
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringPorcelain Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
LaundryIn Kitchen
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorPrivate Mailbox, Rain Gutters, Sliding Doors
Lot Size0.14 acres (6,250 sq ft)
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesCanal Front, Waterfront, Canal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$125 / Annually
Senior CommunityNo

Financial Details

List Price$485,000
Original Price$495,000
Annual Taxes$2,857 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR4
Parcel #1526120070010000140

Directions

Head NORTH on US Highway 19N towards New Port Richey. Turn right onto Floramar Terrace and follow for 1.4 miles to Headsail Dr and turn left. The property will be on the left.

Location

3961 HEADSAIL DRIVE, NEW PORT RICHEY, FL 34652

Listing Information

OfficeKELLER WILLIAMS REALTY- PALM HARBOR
ListedSeptember 9, 2026

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Home Price

$485,000

20% ($97,000)
6.75%

Loan Term

Principal & Interest$2,517
Property Tax (est.)$445
Insurance (est.)$150
Total Monthly$3,111
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How to Buy This Home

Multiple financing options available for this $485,000 home in NEW PORT RICHEY.

🏛️

FHA Loan

$16,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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