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$275,000

8814 SOUTHERN CHARM CIRCLE, BROOKSVILLE, FL 34613

3D Tour
Active26 days on market

Beds

4

Baths

2

Sq Ft

1,928 sq ft

Year Built

2006

Lot Size

0.16 acres

Garage

2

About This Property

Virtually Staged. Featuring classic Florida-style architecture, this inviting 4-bedroom, 2-bath home with a 2-car garage is in the Spring Ridge gated community and sits on an elevated 0.16-acre lot. As you arrive, the peaceful setting and welcoming exterior invite you inside, where the foyer offers light-toned tile flooring and a convenient coat closet. The spacious living room feels bright and open with wood-inspired tile flooring, a vaulted ceiling, and wide windows that bring in plenty of natural light. From the living room, move naturally into the kitchen, where white raised-panel cabinetry, deep-tone countertops, a stylish backsplash, breakfast bar, dual sink, stainless steel appliances, recessed lighting, and a pantry provide both style and everyday convenience. The kitchen is open to the living area, making it easy to stay connected while cooking or visiting. Just beside the kitchen, the dining area offers a comfortable place to enjoy meals, with wide double sliding glass doors leading to the covered rear porch. The primary bedroom offers a quiet place to unwind, featuring a vaulted ceiling, multiple windows, and a walk-in closet leading to the private en-suite bathroom. The primary bath includes dual vanities with white cabinetry, a large mirror, and a tiled tub/shower with a built-in niche and small horizontal window. Bedroom 2 offers the same flooring, a spacious built-in closet, and an arched window that brings in natural light. Bedroom 3 features well-maintained carpet flooring and a built-in closet, while Bedroom 4 is located just off the foyer and works well as an office, study, or flex room, with a window overlooking the front yard. The second bathroom includes a single vanity with cabinet storage and a tub/shower combination. Near the kitchen, the laundry room provides utility shelving and a brick-style wall detail. Step through the sliding doors and onto the covered rear porch, where you can relax in a comfortable place to enjoy your morning coffee, dine outdoors, or relax in the evening. From here, look out over the spacious grassy backyard, where mature trees and open views create a peaceful outdoor setting. Spring Ridge offers a gated community with a pool, clubhouse, and recreational areas. The home is also close to shopping, dining, parks, Weeki Wachee Springs, and Pine Island Beach, where you can enjoy kayaking, swimming, fishing, and time along the Gulf Coast. With comfortable living spaces, a relaxing backyard, and nearby recreation, this home makes it easy to settle in and enjoy everyday Florida living.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7889288
StatusActive
Year Built2006
Stories1
Total Rooms3
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationCrawlspace
FacesNortheast
SubdivisionSPRING RIDGE
CountyHernando
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Primary Bedroom Main Floor, Solid Wood Cabinets, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Microwave, Refrigerator, Washer
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric
SecurityClosed Circuit Camera(s), Security Gate, Security System

Exterior & Lot

ExteriorHurricane Shutters
Lot Size0.16 acres (7,093 sq ft)
Lot FeaturesCleared
Road SurfaceAsphalt
ViewGarden
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$135 / Annually
Senior CommunityNo

Financial Details

List Price$275,000
Annual Taxes$3,558 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDP
Parcel #R2222218359900004150

Schools

ElementaryPine Grove Elementary School
MiddleWest Hernando Middle School
HighCentral High School

Directions

From US 41 and Spring Ridge Blvd, head W on Spring Ridge Blvd. Turn R into the Spring Ridge community, then turn L onto Southern Charm Cir. Continue on Southern Charm Cir. The property is on the W side of the road.

Location

8814 SOUTHERN CHARM CIRCLE, BROOKSVILLE, FL 34613

Listing Information

OfficeRE/MAX MARKETING SPECIALISTS
ListedSeptember 10, 2026

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Home Price

$275,000

20% ($55,000)
6.75%

Loan Term

Principal & Interest$1,427
Property Tax (est.)$252
Insurance (est.)$150
Total Monthly$1,829
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $275,000 home in BROOKSVILLE.

🏛️

FHA Loan

$9,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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