$369,500
12261 S ELM POINT, FLORAL CITY, FL 34436
Beds
3
Baths
2
Sq Ft
1,535 sq ft
Year Built
1979
Lot Size
1.00 acres
Garage
2
About This Property
One or more photo(s) was virtually staged. Welcome to this exceptional 3-bedroom, 2-bath pool home is beautifully nestled on a picturesque 1-acre lot with graceful, distinctive brick-accented exterior. A charming, extended front porch welcomes you into an inviting open floor plan designed for effortless comfort and style. Perfect for entertaining, the spacious living and dining room combo features elegant French doors that open directly to your private backyard oasis. At the heart of the home is a beautifully remodeled eat-in kitchen, fully equipped with soft-close cabinetry, sleek granite countertops, a classic tile backsplash, a built-in desk, and modern appliances—including a cooktop with range hood, double ovens, and a brand-new refrigerator. The primary suite boasts a generous walk-in closet and a private ensuite bath featuring a classic pedestal sink. Two additional well-sized bedrooms offer ample space and share a bright second full bathroom. Step outside to discover a true outdoor paradise. Perfect for those hot summer days, the sparkling Diamond Brite pool is surrounded by a newer pool safety fence and complemented by an extended paver patio ideal for grilling. Relax in the separate, fully screened lanai, or gather around the dedicated fire pit area. The sprawling, beautifully landscaped grounds also feature an additional water-equipped patio, a fenced garden area with its own water supply, and a handy storage shed complete with electricity. Enjoy ultimate peace of mind with major mechanical upgrades, including a new roof (2024), a brand-new A/C system (June 2026), fresh interior and exterior paint, a newer water heater, and newer energy-efficient windows throughout. The property is secured by a blend of chain-link and newer vinyl fencing, with the seller stating the actual lot line extends well past the current fenced perimeter. The 2-car garage includes shelving for extra storage. Whether entertaining in the formal areas, relaxing by the pool, or enjoying the peace of the wooded acreage, this property offers an unparalleled lifestyle for any buyer. Outdoor enthusiasts will appreciate being just 20 minutes from the public boat ramp to Henderson Lake and the Tsala Apopka Chain of Lakes—perfect for boating, fishing, and wildlife watching. Don’t miss this opportunity to own a peaceful retreat that’s close to everything! CONVENIENTLY & CENTRALLY located just 12mi from both Inverness & Brooksville. NO HOA Zoned RUR
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
From Hwy 41 S going south past downtown Floral City, turn left onto E Oak Forest Street. Turn right onto S Elm Point.
Location
12261 S ELM POINT, FLORAL CITY, FL 34436
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$369,500
Loan Term
How to Buy This Home
Multiple financing options available for this $369,500 home in FLORAL CITY.
🏛️
FHA Loan
$12,933 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$18,475 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 12, 2026.