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- 23218 CYPRESS TRAIL DRIVE
$619,000
23218 CYPRESS TRAIL DRIVE, LUTZ, FL 33549
Beds
4
Baths
3
Sq Ft
2,648 sq ft
Year Built
1996
Lot Size
0.21 acres
Garage
2
About This Property
PRICE ADJUSTMENT! Beautifully situated in the highly desirable Reserve at Willow Bend, this exceptional single-story pool home combines luxury, privacy, spacious living, and a true Florida indoor-outdoor lifestyle, all overlooking a peaceful conservation preserve. The bright, open living areas feature cathedral ceilings, plantation shutters, luxury vinyl plank flooring throughout, and oversized sliding glass doors that bring in abundant natural light and showcase the pool and backyard. The updated kitchen offers granite countertops, stainless steel appliances, a breakfast nook - a perfect spacious layout for everyday living and entertaining. The oversized primary suite is complemented by a luxurious bathroom built for royalty. The large glass-enclosed rain shower, freestanding soaking tub, dual vanities with granite countertops, lighted mirrors, and elegant chandelier create, all work together to create a unique ambiance. Three additional spacious bedrooms provide flexibility for family, guests, or a home office. Ceiling fans were thoughtfully installed in every room. One of the home's standout features is the large tiled and screened Florida room. Fully air-conditioned and heated, it functions as an additional 400 sqft of year-round living space, with electric blinds for privacy and shade and a convenient half bath serving both the Florida room and pool area. Step outside to your private backyard retreat featuring a beautifully maintained solar-heated pool, serviced meticulously on a weeklyly schedule, and a large covered patio overlooking the fully fenced backyard and conservation preserve. Built-in outdoor surround-sound speakers make this an ideal setting for entertaining, dining outside, or relaxing by the pool. Additional features include an irrigation system, water softener, updated laundry room with washer and dryer and plenty of storage, and a spacious garage with a finished epoxy floor. This home is thoughtfully equipped with efficiency and affordability in mind, from the electric shades and ceiling fans throughout to solar pool heating and NO CDD & LOW HOA fees. Located just minutes from Wesley Chapel's extensive shopping, dining, and entertainment, including Tampa Premium Outlets and Costco, with convenient access to I-75 and the greater Tampa Bay area, this home offers the combination of privacy, location, and the fun Florida lifestyle right in your backyard.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
From Collier Parkway and Cypress Trail Drive, take Cypress Trail Drive to the property which will be on the right.
Location
23218 CYPRESS TRAIL DRIVE, LUTZ, FL 33549
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$619,000
Loan Term
How to Buy This Home
Multiple financing options available for this $619,000 home in LUTZ.
🏛️
FHA Loan
$21,665 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$30,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.