Skip to main content
1 / 78

$619,000

23218 CYPRESS TRAIL DRIVE, LUTZ, FL 33549

3D Tour
Active23 days on market

Beds

4

Baths

3

Sq Ft

2,648 sq ft

Year Built

1996

Lot Size

0.21 acres

Garage

2

About This Property

PRICE ADJUSTMENT! Beautifully situated in the highly desirable Reserve at Willow Bend, this exceptional single-story pool home combines luxury, privacy, spacious living, and a true Florida indoor-outdoor lifestyle, all overlooking a peaceful conservation preserve. The bright, open living areas feature cathedral ceilings, plantation shutters, luxury vinyl plank flooring throughout, and oversized sliding glass doors that bring in abundant natural light and showcase the pool and backyard. The updated kitchen offers granite countertops, stainless steel appliances, a breakfast nook - a perfect spacious layout for everyday living and entertaining. The oversized primary suite is complemented by a luxurious bathroom built for royalty. The large glass-enclosed rain shower, freestanding soaking tub, dual vanities with granite countertops, lighted mirrors, and elegant chandelier create, all work together to create a unique ambiance. Three additional spacious bedrooms provide flexibility for family, guests, or a home office. Ceiling fans were thoughtfully installed in every room. One of the home's standout features is the large tiled and screened Florida room. Fully air-conditioned and heated, it functions as an additional 400 sqft of year-round living space, with electric blinds for privacy and shade and a convenient half bath serving both the Florida room and pool area. Step outside to your private backyard retreat featuring a beautifully maintained solar-heated pool, serviced meticulously on a weeklyly schedule, and a large covered patio overlooking the fully fenced backyard and conservation preserve. Built-in outdoor surround-sound speakers make this an ideal setting for entertaining, dining outside, or relaxing by the pool. Additional features include an irrigation system, water softener, updated laundry room with washer and dryer and plenty of storage, and a spacious garage with a finished epoxy floor. This home is thoughtfully equipped with efficiency and affordability in mind, from the electric shades and ceiling fans throughout to solar pool heating and NO CDD & LOW HOA fees. Located just minutes from Wesley Chapel's extensive shopping, dining, and entertainment, including Tampa Premium Outlets and Costco, with convenient access to I-75 and the greater Tampa Bay area, this home offers the combination of privacy, location, and the fun Florida lifestyle right in your backyard.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7889434
StatusActive
Year Built1996
Stories1
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationConcrete Perimeter
FacesWest
SubdivisionWILLOW BEND
CountyPasco
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Open Floorplan, Stone Counters, Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryInside, Laundry Room
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorGarden, Irrigation System, Lighting, Shade Shutter(s), Sliding Doors
FencingFenced
Lot Size0.21 acres (9,000 sq ft)
Lot FeaturesConservation Area
Road SurfaceAsphalt
ViewPool, Trees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground, Screen Enclosure

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$750 / Annually
Senior CommunityNo

Financial Details

List Price$619,000
Original Price$625,000
Annual Taxes$7,551 (2025)
FinancingCash, Conventional, FHA, Lease Purchase, Other, VA Loan
ZoningMPUD
Parcel #3226190070000000320

Directions

From Collier Parkway and Cypress Trail Drive, take Cypress Trail Drive to the property which will be on the right.

Location

23218 CYPRESS TRAIL DRIVE, LUTZ, FL 33549

Listing Information

OfficeLPT REALTY, LLC
ListedSeptember 11, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$619,000

20% ($123,800)
6.75%

Loan Term

Principal & Interest$3,212
Property Tax (est.)$567
Insurance (est.)$150
Total Monthly$3,929
Full Calculator →

How to Buy This Home

Multiple financing options available for this $619,000 home in LUTZ.

🏛️

FHA Loan

$21,665 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$30,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Lutz

More Homes in Lutz

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.

Call (813) 733-7907TextContact