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$769,900

5517 TROPIC DRIVE, NEW PORT RICHEY, FL 34653

Active33 days on market

Beds

3

Baths

3

Sq Ft

2,232 sq ft

Year Built

1999

Lot Size

0.16 acres

Garage

2

About This Property

MOTIVATED SELLER- NEW PRICE! ALL REASONABLE OFFERS WILL BE CONSIDERED! Incredible Riverfront home located in the heart of New Port Richey. With the "Cotee" River directly in the back yard there are endless possibilities for your boating adventures. You can boat to dinner at one of the many waterfront restaurants located on the River, most offer transient dockage, you can take a nice ride to the Sandbar or one of the local islands (Durney Key or Anclote), head South to Caladesi Island, downtown Dunedin, Clearwater or more! If you wish to stay local this home is just minutes away from Historic downtown New Port Richey which offers Parades, Festivals at Simms Park, a Splash Pad for the kids, Restaurants, Bars, Breweries, live Theatre, live music and shopping. New Port Richey is Golf Cart Friendly which adds to the fun. While indoors enjoy this gorgeous elevated home that has more upgrades than I can list. Entering into the front door you take the stairs up to the second level to find the GORGEOUS kitchen with custom, real wood cabinets, granite counter tops, stainless appliances, Arlo filtered water at sink. Dining and living rooms offer sliding door access to the waterfront balcony. Built in cabinets in living room for extra organization and storage. Take the short hall to the laundry room with washer and dryer, Guest bedroom with access to Jack and Jill bathroom. The second guest bedroom is large with direct Riverfront view from the window, a closet that almost spans from wall to wall and sliding door access to the waterfront balcony. Back to the hall take stairs up to the third floor dedicated to the Primary Suite. The primary suite is extra large, sliding door access to a private balcony, direct river front view from the window and the balcony, en suite bath with his/her sinks, large walk in shower with rainfall showerhead, large linen closet and a HUGE walk in closet with a window for extra natural light. Take the stairs back to the second level and then down to the first level. Here you will find a bonus room with endless possibilities. Not air conditioned at this time, but it would not be difficult to install a mini-split unit to make it comfortable usable square footage. Small built in bar and barstools. Under stair storage, sliding door access to pool and access to the two car garage all from this amazing space. The two car garage can comfortably fit two cars, with an area elevated by one step that can be used to store a golf cart or to use as a workshop. This area has access to the pool as well. Outside is a true paradise. The pavered pool deck and refreshing pool is steps away from the Riverfront. The property appraiser site documents 81.4 ft of Riverfront!!! A large wood dock with fish station, water and electric, and boat lift (estimated 10k lb) perfect start for waterfront adventures. SO MANY UPGRADES: Roof 2018, New Rheem AC 2025, New Water heater 2026, ALL NEW IMPACT RATED windows and sliders throughout (80k upgrade per Seller), New Screens, New front door 2021/2022, Updated bathrooms, Garage door 2019, Exterior paint 2021, Most interior rooms painted 2026, Most appliances have been replaced, Gutters 2021, Ductwork, Water softener, Tile throughout with exotic wood in bedrooms and stairs to Primary Suite, Fenced yard, New pool filter and timer, Boat lift 2019, Gutters 2021, Attic insulation 2026, Fans in most rooms. Transferrable home warranty. NO HOA. *FIREPLACE/TVs DO NOT CONVEY. (Brackets stay), SOLD UNFURNISHED.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7889486
StatusActive
Year Built1999
Total Rooms7
ConstructionStucco
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionTROPIC SHORES
CountyPasco
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar
FlooringTile, Hardwood
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Washer, Water Softener
LaundryElectric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
WindowsBlinds, Drapes, ENERGY STAR Qualified Windows, Insulated Windows, Low-Emissivity Windows, Rods, Storm Window(s), Window Treatments
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorBalcony, Irrigation System, Rain Gutters, Sliding Doors
FencingFenced, Vinyl, Wood
Lot Size0.16 acres (6,871 sq ft)
Lot FeaturesCul-De-Sac, FloodZone, City Lot, Landscaped
Road SurfacePaved
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground

Waterfront

WaterfrontYes
FeaturesRiver Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$769,900
Original Price$799,900
Annual Taxes$5,866 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR3
Parcel #09261600500000000060

Directions

US 19 to Main Street (in NPR), turn South onto Madison Ave, turn left onto Oleander Ave, turn left onto Warren Ave, turn left onto Tropic Drive, home on left. OR SR 54 to Madison Ave, turn North onto Madison, turn right onto Oleander, turn left onto Warren Ave, turn left on to Tropic Drive, home on left.

Location

5517 TROPIC DRIVE, NEW PORT RICHEY, FL 34653

Listing Information

OfficeBEST OF THE GULF REALTY INC
ListedSeptember 13, 2026

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Home Price

$769,900

20% ($153,980)
6.75%

Loan Term

Principal & Interest$3,995
Property Tax (est.)$706
Insurance (est.)$150
Total Monthly$4,851
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How to Buy This Home

Multiple financing options available for this $769,900 home in NEW PORT RICHEY.

🏛️

FHA Loan

$26,947 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$38,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 16, 2026.

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